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For saleMLS® S12515842

407 Bay Street, Orillia, ON L3V 3X5

Orillia · Near Fittons & Bay · View map

$1,299,000
3+2Beds
4Baths
2000–2500Sq ft
2-storey detached homeType
Attached · 2 spacesGarage
6 totalParking
Apartment, Finished with Walk-Out, FullBasement
$9,887/yrTaxes
Call / Text Will
$1,299,000
PoolInground
FreeholdNo monthly condo fee
Attached garage6 parking spaces in total
Finished basementWith a walk-out
Fenced yardYour own outdoor space
Lot 83 x 214 ftThe land comes with the home

About this home

Welcome to 407 Bay Street, Orillia - located in one of the city's most desirable neighbourhoods. This stunning custom-built 5-bedroom, 3.5-bath, two-storey home showcases exceptional craftsmanship, modern design, and high-end finishes throughout. The main level offers an open-concept dining area and a gorgeous farmhouse-style kitchen featuring a custom oak island, quartz countertops, floating shelves, and a pot filler. The living room boasts a beautiful brick accent wall and a gas fireplace, complemented by an office, 2-piece bath, and a spacious laundry/mudroom with garage access and a walkout to the rear deck. Upstairs, you'll find three bedrooms, including a bright primary suite with a 3-piece ensuite, plus an additional 4-piece bath. The fully finished lower level features a large recreation room with a gas fireplace, wet bar/kitchenette, walkout to the backyard, two additional bedrooms, a 3-piece bath, fitness area, utility room, and storage. (In-law suite with walk out to pool). The backyard is perfect for family enjoyment, backing onto scenic recreational trails and featuring an in-ground pool with a newer liner and concrete surround. This home has been extensively updated with premium finishes - custom millwork, built-in cabinetry, ship lap details, cedar accents, stunning tile work, upgraded fixtures, and elegant brass hardware. Additional updates include a metal roof, new main and second level windows, composite decking, Regal railing and more. Located across the street from Lake Couchiching, water access via an unopened 66' Bay Street road allowance or Borland St, just minutes to downtown, Couchiching Beach Park, boat launch, shopping and more. A truly remarkable home that must be seen in person to be appreciated.

The home

Type
2-storey detached home
Style
2-Storey
Square footage
2000-2500 sq ft
Bedrooms
3
Basement bedrooms
2
Bathrooms
4
Kitchens
2
Rooms
7
Basement
Apartment, Finished with Walk-Out, Full
Lot size
83 x 214 ft
Faces
West
View
Trees/Woods
Approximate age
51-99 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick, Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Attached
Garage spaces
2
Driveway spaces
6
Total parking
6
Parking features
Private Double, Circular Drive

Taxes & other

Property taxes
$9,887/yr
Tax year
2025
Occupancy
Owner
Possession
TBD
Cross street
Fittons & Bay
Neighbourhood
Orillia

More

Price per sq ft
~$577 (at 2,250 sq ft)
MLS® number
S12515842

The home and its surroundings

  • Auto Garage Door Remote
  • Countertop Range
  • Beach
  • Fenced Yard
  • Golf
  • Hospital
  • Park
  • Public Transit
Want to know something that isn’t listed?
Estimated monthly cost$6,064per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    407 Bay Street, Orillia, ON L3V 3X5

    Orillia · Near Fittons & Bay

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    Sold history

    Listing history for 407 Bay Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 407 Bay Street

    Answers come straight from this home’s MLS® listing.

    How much is 407 Bay Street listed for, and what would it cost each month?

    407 Bay Street is listed for $1,299,000. With 20% down ($259,800), the mortgage payment would be roughly $5,240 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $6,064 a month, all in. That figure is an illustration, not a quote.

    Is 407 Bay Street freehold or a condo, and is there a monthly fee?

    407 Bay Street is a 2-storey detached home in Orillia. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 407 Bay Street have?

    407 Bay Street has 3 bedrooms, plus 2 more bedrooms in the basement, and 4 bathrooms.

    Does 407 Bay Street have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 6 spaces. In total the listing counts 6 parking spaces.

    Does 407 Bay Street have a finished basement?

    The listing describes the basement as apartment, finished with walk-out, full. It counts 2 bedrooms on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 407 Bay Street?

    407 Bay Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.

    Does 407 Bay Street have a pool?

    Yes. The listing shows inground for the pool. Ask about its age, liner and equipment before you offer, since those are the costly parts to replace.

    How big is 407 Bay Street, and what is the lot size?

    The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 83 x 214 ft.

    How is 407 Bay Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 407 Bay Street?

    Property taxes are $9,887 a year (2025), or about $824 a month.

    Where is 407 Bay Street?

    407 Bay Street is in Orillia. The nearest main intersection is Fittons & Bay. The postal code is L3V 3X5.

    Is 407 Bay Street still for sale?

    Yes. It is an active listing (MLS® S12515842). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 407 Bay Street asking?

    Similar detached homes for sale nearby right now include 403 Bay Street at $1,378,000 (5 bed), 269 Cedarmere Road at $1,259,000 (3+2 bed) and 3019 SIERRA Drive at $1,250,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 407 Bay Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 407 Bay Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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