96 James Street W, Cobourg, ON K9A 2K2
Cobourg · Near James St W and Bond · View map
About this home
Nestled in the heart of Cobourg's coveted Heritage District, this stunning brick Craftsman-Style Four Square home is a timeless blend of historic charm and thoughtful modern updates. Rich in character and beautifully maintained, the home showcases gleaming hardwood floors, exquisite original wood trim, leaded glass details, and all the treasured architectural features that have been lovingly preserved throughout the years.At the heart of the home is a spectacular custom Kingsmill kitchen, thoughtfully designed with premium Fisher & Paykel appliances, refined finishes, and exceptional functionality for everyday living and entertaining alike. The spacious main floor also offers a welcoming family room and convenient 2-piece powder room.Upstairs, the home features four generous bedrooms filled with warmth, natural light, and enduring character. An additional unfinished attic space complete with its own designated staircase from the second floor, presents incredible potential for future living space, a studio, or artist studio or retreat.The bright and inviting one-bedroom basement apartment with separate entrance offers excellent in-law or income potential.Perfectly situated within walking distance to Cobourg's vibrant downtown core, boutique shopping, restaurants, and cafés, this exceptional property is also just minutes from the white sands of Victoria Beach and Cobourg's world-class marina - the ultimate summer destination. Conveniently located only 15 minutes to Trinity College School, this is a rare opportunity to own a truly distinguished character home in one of Cobourg's most desirable neighbourhoods.
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 2000-2500 sq ft
- Bedrooms
- 4
- Basement bedrooms
- 1
- Bathrooms
- 3
- Kitchens
- 2
- Rooms
- 10
- Basement
- Finished with Walk-Out
- Lot size
- 58 x 96 ft
- Faces
- North
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Fireplace
- Yes
Garage & parking
- Garage
- Detached
- Garage spaces
- 1
- Driveway spaces
- 4
- Total parking
- 5
- Parking features
- Private, Private Double
Taxes & other
- Property taxes
- $5,523/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- TBD
- Cross street
- James St W and Bond
- Neighbourhood
- Cobourg
More
- Price per sq ft
- ~$400 (at 2,250 sq ft)
- MLS® number
- X13751616
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The home and its surroundings
- Accessory Apartment
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 96 James Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 96 James Street W
Answers come straight from this home’s MLS® listing.
How much is 96 James Street W listed for, and what would it cost each month?
96 James Street W is listed for $899,950. With 20% down ($179,990), the mortgage payment would be roughly $3,630 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $4,090 a month, all in. That figure is an illustration, not a quote.
Is 96 James Street W freehold or a condo, and is there a monthly fee?
96 James Street W is a 2-storey detached home in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 96 James Street W have?
96 James Street W has 4 bedrooms, plus 1 more bedroom in the basement, and 3 bathrooms.
Does 96 James Street W have a garage and parking?
Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 4 spaces. In total the listing counts 5 parking spaces.
Does 96 James Street W have a finished basement?
The listing describes the basement as finished with walk-out. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 96 James Street W?
96 James Street W is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 96 James Street W, and what is the lot size?
The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 58 x 96 ft.
How is 96 James Street W heated and cooled?
Heating is forced air (gas). The listing does not show air conditioning.
What are the property taxes for 96 James Street W?
Property taxes are $5,523 a year (2025), or about $460 a month.
Where is 96 James Street W?
96 James Street W is in Cobourg. The nearest main intersection is James St W and Bond. The postal code is K9A 2K2.
Is 96 James Street W still for sale?
Yes. It is an active listing (MLS® X13751616). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 96 James Street W asking?
Similar detached homes for sale nearby right now include 44 James Street W at $650,000 (3 bed), 953 Trailsview Avenue at $899,990 (4 bed) and 174 University Avenue W at $899,900 (4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 96 James Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 96 James Street W?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Cobourg, picked by style, size and price.
2-storey detached home$650,00044 James Street W, Cobourg3 bed · 2 bath · CobourgCourtesy of: RE/MAX HALLMARK FIRST GROUP REALTY LTD.View home →
2-storey detached home$899,990953 Trailsview Avenue, Cobourg4 bed · 4 bath · CobourgCourtesy of: NEW CONCEPT PLUS REALTY INC.View home →
2-storey detached home$899,900174 University Avenue W, Cobourg4 bed · 2 bath · CobourgCourtesy of: Royal LePage ProAlliance RealtyView home →Courtesy of: REAL ESTATE HOMEWARD
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.