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For saleMLS® X14027448

174 University Avenue W, Cobourg, ON K9A 2H2

Cobourg · Near University Ave W & Ball St · View map

$899,900
4Beds
2Baths
2000–2500Sq ft
2-storey detached homeType
Detached · 1 spaceGarage
6 totalParking
Full, Partially FinishedBasement
$4,726/yrTaxes
Call / Text Will
$899,900
FreeholdNo monthly condo fee
Detached garage6 parking spaces in total
Lot 50.6 x 168.6 ftThe land comes with the home
Central airCool all summer
FireplaceCozy winters

About this home

Welcome to 174 University Avenue West, a charming Edwardian-era red-brick home built in 1916, where century-old character meets modern comforts, all within walking distance of Downtown Cobourg. Surrounded by mature trees and established gardens, this thoughtfully updated two-storey home offers 4 bedrooms, 2 bathrooms, and inviting spaces to gather and relax. The covered front porch is perfect for morning coffee, while inside, oversized windows and southwest exposure fill the living room with natural light. Original extra-wide wood baseboards add character to the living and dining rooms, where you'll also find a built-in china cabinet. The bright kitchen features granite countertops, stainless steel appliances, open shelving, generous cupboard space, and a cozy window seat. Just beyond, the family room offers a wood-burning fireplace and walkout to the covered back patio. A rear mudroom entry and powder room with exposed brick, marble countertop, and pocket door complete the main floor. Upstairs are four bedrooms and an updated bathroom with a freestanding tub with shower and quartz countertop. The partially finished basement offers a recreation room with built-in storage, playroom, and sauna suite with an adjoining shower room featuring radiant heated floors and a separate change room. Two staircases provide access to the lower level, which also includes laundry, a cold cellar, and additional storage. Outside, the fully fenced backyard features raised garden beds and a dedicated vegetable patch, while a detached garage and garden shed offer extra storage. With Downtown Cobourg, the Cobourg Public Library, and the marina all an easy walk away, this much-loved century home brings together character, comfort, and a location you'll love.

The home

Type
2-storey detached home
Style
2-Storey
Square footage
2000-2500 sq ft
Bedrooms
4
Bathrooms
2
Kitchens
1
Rooms
8
Basement
Full, Partially Finished
Lot size
50.6 x 168.6 ft
Faces
North
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Carbon Monoxide Detectors, Smoke Detector
Exterior
Brick

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Detached
Garage spaces
1
Driveway spaces
5
Total parking
6
Parking features
Available, Private

Taxes & other

Property taxes
$4,726/yr
Tax year
2026
Occupancy
Owner
Possession
2-3 Months
Cross street
University Ave W & Ball St
Neighbourhood
Cobourg

More

Price per sq ft
~$400 (at 2,250 sq ft)
MLS® number
X14027448

The home and its surroundings

  • Sauna
  • In-Law Capability
  • Arts Centre
  • Beach
  • Golf
  • Hospital
  • Library
  • Marina
  • Patio
  • Porch
Want to know something that isn’t listed?
Estimated monthly cost$4,024per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    174 University Avenue, Cobourg, ON K9A 2H2

    Cobourg · Near University Ave W & Ball St

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    Sold history

    Listing history for 174 University Avenue

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 174 University Avenue W

    Answers come straight from this home’s MLS® listing.

    How much is 174 University Avenue W listed for, and what would it cost each month?

    174 University Avenue W is listed for $899,900. With 20% down ($179,980), the mortgage payment would be roughly $3,630 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $4,024 a month, all in. That figure is an illustration, not a quote.

    Is 174 University Avenue W freehold or a condo, and is there a monthly fee?

    174 University Avenue W is a 2-storey detached home in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 174 University Avenue W have?

    174 University Avenue W has 4 bedrooms and 2 bathrooms.

    Does 174 University Avenue W have a garage and parking?

    Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 5 spaces. In total the listing counts 6 parking spaces.

    Does 174 University Avenue W have a finished basement?

    The listing describes the basement as full, partially finished. Finished basement space is usually not counted in the square footage shown.

    What style of home is 174 University Avenue W?

    174 University Avenue W is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.

    How big is 174 University Avenue W, and what is the lot size?

    The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 50.6 x 168.6 ft.

    How is 174 University Avenue W heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 174 University Avenue W?

    Property taxes are $4,726 a year (2026), or about $394 a month.

    Where is 174 University Avenue W?

    174 University Avenue W is in Cobourg. The nearest main intersection is University Ave W & Ball St. The postal code is K9A 2H2.

    Is 174 University Avenue W still for sale?

    Yes. It is an active listing (MLS® X14027448). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 174 University Avenue W asking?

    Similar detached homes for sale nearby right now include 28 University Avenue W at $919,000 (3 bed), 953 Trailsview Avenue at $899,990 (4 bed) and 522 George Street at $829,000 (4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 174 University Avenue sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 174 University Avenue W?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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