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For saleMLS® X14103296

164 Church Street N, St. Marys, ON N4X 1C1

St. Marys · Near Egan Ave and Church St. N. · View map

$821,000
4Beds
3Baths
3000–3500Sq ft
2-storey detached homeType
Attached · 2 spacesGarage
6 totalParking
Walk-Up, Full, FinishedBasement
$5,115/yrTaxes
Call / Text Will
$821,000
FreeholdNo monthly condo fee
Attached garage6 parking spaces in total
Finished basementExtra living space
Lot 126.3 x 147.2 ftThe land comes with the home
Garden viewFrom the listing
Central airCool all summer

About this home

Welcome to 164 Church St. N., St. Marys. This extraordinary 1880 home was originally constructed by William Irvine, a local carpenter, with assistance from James Spearin, a carpenter from Limerick, Ireland who took possession in 1885. The construction of the home, with the yellow field brick and red brick quoins and voussoirs and semi-circular cranberry glass window over the entrance lend an impressive appearance, as do the very large windows on the 1990 addition at the back of the house, more than doubling the square footage. Highlights of the home include the original staircase with cherry handrail and octagonal tapered oak spindles, and wide-board trim. The addition ties in seamlessly to the original structure, featuring a two-story great room with stunning floor-to-ceiling gas fire place, enormous windows letting in abundant natural light, wood floors, and a back staircase leading to the upstairs bedroom hallway outside the Primary bedroom with Ensuite bath. An open walkway looking down onto the great room leads to the bedrooms and bathroom that are part of the original home. A walk-out basement has an office area, recreation room with gas fireplace & built-in bar area. The lot is huge, with potential for severance, and hosts breathtaking perennial gardens, pathways, hidden sitting areas and water features. A short walk south leads to historic downtown St. Marys with it's beautiful limestone structures, or you can meander one street over to walk the Grand Trunk Trail with breathtaking panoramic views of both town and country.

The home

Type
2-storey detached home
Style
2-Storey
Square footage
3000-3500 sq ft
Bedrooms
4
Bathrooms
3
Kitchens
1
Rooms
9
Basement
Walk-Up, Full, Finished
Lot size
126.3 x 147.2 ft
Faces
West
View
Garden, Pond
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Carbon Monoxide Detectors, Smoke Detector
Exterior
Brick, Board & Batten

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes
Central vacuum
Yes

Garage & parking

Garage
Attached
Garage spaces
2
Driveway spaces
4
Total parking
6
Parking features
Private Double

Taxes & other

Property taxes
$5,115/yr
Tax year
2026
Occupancy
Owner
Possession
Flexible
Cross street
Egan Ave and Church St. N.
Neighbourhood
St. Marys

More

Price per sq ft
~$253 (at 3,250 sq ft)
MLS® number
X14103296

The home and its surroundings

  • Auto Garage Door Remote
  • Central Vacuum
  • Sewage Pump
  • Sump Pump
  • Water Softener
  • Golf
  • Hospital
  • Park
  • Part Cleared
  • School Bus Route
  • School
  • Awnings
  • Deck
  • Landscape Lighting
  • Lighting
  • Patio
  • Privacy
  • Porch
Want to know something that isn’t listed?
Estimated monthly cost$3,738per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    164 Church Street, St. Marys, ON N4X 1C1

    St. Marys · Near Egan Ave and Church St. N.

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    Sold history

    Listing history for 164 Church Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 164 Church Street N

    Answers come straight from this home’s MLS® listing.

    How much is 164 Church Street N listed for, and what would it cost each month?

    164 Church Street N is listed for $821,000. With 20% down ($164,200), the mortgage payment would be roughly $3,312 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,738 a month, all in. That figure is an illustration, not a quote.

    Is 164 Church Street N freehold or a condo, and is there a monthly fee?

    164 Church Street N is a 2-storey detached home in St. Marys. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 164 Church Street N have?

    164 Church Street N has 4 bedrooms and 3 bathrooms.

    Does 164 Church Street N have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 4 spaces. In total the listing counts 6 parking spaces.

    Does 164 Church Street N have a finished basement?

    The listing describes the basement as walk-up, full, finished. Finished basement space is usually not counted in the square footage shown.

    What style of home is 164 Church Street N?

    164 Church Street N is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.

    How big is 164 Church Street N, and what is the lot size?

    The listing puts the home between 3,000 and 3,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 126.3 x 147.2 ft.

    How is 164 Church Street N heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 164 Church Street N?

    Property taxes are $5,115 a year (2026), or about $426 a month.

    Where is 164 Church Street N?

    164 Church Street N is in St. Marys. The nearest main intersection is Egan Ave and Church St. N.. The postal code is N4X 1C1.

    Is 164 Church Street N still for sale?

    Yes. It is an active listing (MLS® X14103296). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 164 Church Street N asking?

    Similar detached homes for sale nearby right now include 202 Queen Street W at $649,000 (4 bed), 220 Elgin Street E at $600,000 (4 bed) and 382 Queen Street E at $735,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 164 Church Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 164 Church Street N?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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