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For saleMLS® X13775934

220 Elgin Street E, St. Marys, ON N4X 1A1

St. Marys · Near Queen St E & James St S · View map

$600,000
4Beds
3Baths
2000–2500Sq ft
2-storey detached homeType
Detached · 1 spaceGarage
2 totalParking
Partial Basement, Unfinished, Crawl SpaceBasement
$4,100/yrTaxes
Call / Text Will
$600,000
FreeholdNo monthly condo fee
Detached garage2 parking spaces in total
Lot 47.5 x 90 ftThe land comes with the home
Central airCool all summer
FireplaceCozy winters

About this home

This lovely home was built in 1879 and designed by architect Silas Weekes. 220 Elgin St E is a Georgian-style home with 10' ceilings and carries the kind of craftsmanship that's become rare, and it's the sort of house made to hold a family for many years. The baseboards set the tone the moment you step inside, a full foot tall and running through the main level with a quiet sense of grace. The dining room is generous enough for the whole family, lit by two solid brass fixtures, with a bar tucked between it and the kitchen. Hardwood flows through both the dining and living rooms, and the living room welcomes you with a gas fireplace for the colder months. In the kitchen, a wood stove brings a gentle warmth to winter mornings. Just beyond, you'll find a pantry and an office, and the office opens onto the back deck, where a few steps lead down to the grass, the perennial beds, and a small pond. The main level also offers a theatre room, complete with real theatre chairs, lovely as it is for movie nights and just as easily reimagined as a main floor bedroom. A powder room finishes the level for guests. Upstairs, pine floors carry you through three well-sized bedrooms and two three-piece baths, with a washer and dryer placed on the same level. The detached garage is currently given over to woodworking, with a working blacksmith forge at the back, ready for you to keep, use, or reimagine. The home rests easily on its street, among the heritage houses that surround it, and within walking distance of downtown, the schools, the rec centre, and the senior centre. As for St. Marys, they call it Stonetown for good reason. Its limestone buildings rose through the 1800s when the quarries were thriving, and much of that architecture still stands beautifully today, including the Opera House, another Silas Weekes design. Add a charming main street, the Grand Trunk Trail, and the outdoor quarry in summer, and you have a town people settle into and rarely leave.

The home

Type
2-storey detached home
Style
2-Storey
Square footage
2000-2500 sq ft
Bedrooms
4
Bathrooms
3
Kitchens
1
Rooms
13
Basement
Partial Basement, Unfinished, Crawl Space
Lot size
47.5 x 90 ft
Faces
North
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Detached
Garage spaces
1
Driveway spaces
1
Total parking
2
Parking features
Private

Taxes & other

Property taxes
$4,100/yr
Tax year
2026
Occupancy
Owner
Possession
Flexible
Cross street
Queen St E & James St S
Neighbourhood
St. Marys

More

Price per sq ft
~$267 (at 2,250 sq ft)
MLS® number
X13775934

The home and its surroundings

  • Water Heater
  • Water Softener
  • Hospital
  • Golf
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • River/Stream
  • Deck
  • Landscaped
  • Lighting
  • Privacy
Want to know something that isn’t listed?
Estimated monthly cost$2,762per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    220 Elgin Street, St. Marys, ON N4X 1A1

    St. Marys · Near Queen St E & James St S

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    Sold history

    Listing history for 220 Elgin Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 220 Elgin Street E

    Answers come straight from this home’s MLS® listing.

    How much is 220 Elgin Street E listed for, and what would it cost each month?

    220 Elgin Street E is listed for $600,000. With 20% down ($120,000), the mortgage payment would be roughly $2,420 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,762 a month, all in. That figure is an illustration, not a quote.

    Is 220 Elgin Street E freehold or a condo, and is there a monthly fee?

    220 Elgin Street E is a 2-storey detached home in St. Marys. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 220 Elgin Street E have?

    220 Elgin Street E has 4 bedrooms and 3 bathrooms.

    Does 220 Elgin Street E have a garage and parking?

    Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 1 space. In total the listing counts 2 parking spaces.

    Does 220 Elgin Street E have a finished basement?

    The listing describes the basement as partial basement, unfinished, crawl space.

    What style of home is 220 Elgin Street E?

    220 Elgin Street E is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.

    How big is 220 Elgin Street E, and what is the lot size?

    The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 47.5 x 90 ft.

    How is 220 Elgin Street E heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 220 Elgin Street E?

    Property taxes are $4,100 a year (2026), or about $342 a month.

    Where is 220 Elgin Street E?

    220 Elgin Street E is in St. Marys. The nearest main intersection is Queen St E & James St S. The postal code is N4X 1A1.

    Is 220 Elgin Street E still for sale?

    Yes. It is an active listing (MLS® X13775934). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 220 Elgin Street E asking?

    Similar detached homes for sale nearby right now include 202 Queen Street W at $649,000 (4 bed), 395 QUEEN Street E at $639,000 (3+1 bed) and 293 Wellington Street S at $699,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 220 Elgin Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 220 Elgin Street E?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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