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For saleMLS® X13870996

1039 Ann Street, Muskoka Lakes, ON P1P 1R2

Wood (Muskoka Lakes), Muskoka Lakes · Near Walkers Point Rd to Ann St. Follow to 1039. · View map

$1,175,000
2Beds
1Baths
700–1100Sq ft
2-storey detached homeType
4 totalParking
$3,771/yrTaxes
Call / Text Will
$1,175,000
FreeholdNo monthly condo fee
Parking for 4Comes with the home
Lot 123 x 258 ftThe land comes with the home
WaterfrontOn the water
FireplaceCozy winters

About this home

Welcome to this charming 2 bedroom, 1 bathroom A-frame cottage on Lake Muskoka, offering an elevated and expansive South-Eastern view with spectacular sunrises and ample sun. Set on approximately 0.46 acres with 123 feet of shoreline, this property combines classic Muskoka character with excellent potential for future development. The cottage has seen numerous recent improvements, including a new kitchen with appliances in 2021, a new red steel roof and skylights in 2022, insulated walls in 2022, and a new hot water heater in 2025. The decks and railings have been replaced, along with the walkways, while the interior of the charming bunkie has also been refinished. Enjoy the forested lakeside hot tub, quaint bunkie and a large permanent dock, great for entertaining, with deep enough water for jumping in and boat mooring. The septic system was recently inspected by the Township and passed certification, providing added peace of mind. Whether you're looking for a wonderful Muskoka getaway to enjoy as-is or a property with the potential to create something more substantial, this is an excellent opportunity to own a special Lake Muskoka property.

The home

Type
2-storey detached home
Style
2-Storey
Square footage
700-1100 sq ft
Bedrooms
2
Bathrooms
1
Kitchens
1
Rooms
5
Basement
None
Lot size
123 x 258 ft
Faces
South
View
Water, Forest, Trees/Woods, Lake
Approximate age
51-99 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Aluminum Siding

Heating & cooling

Heating fuel
Wood
Fireplace
Yes

Garage & parking

Driveway spaces
4
Total parking
4
Parking features
Private

Taxes & other

Property taxes
$3,771/yr
Tax year
2025
Occupancy
Owner
Possession
Immediate
Cross street
Walkers Point Rd to Ann St. Follow to 1039.
Neighbourhood
Wood (Muskoka Lakes)

More

Price per sq ft
~$1,306 (at 900 sq ft)
MLS® number
X13870996

The home and its surroundings

  • Cul de Sac/Dead End
  • Lake Access
  • Lake/Pond
  • Wooded/Treed
  • Waterfront
  • Sloping
  • Deck
  • Privacy
  • Seasonal Living
Want to know something that isn’t listed?
Estimated monthly cost$5,054per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    1039 Ann Street, Muskoka Lakes, ON P1P 1R2

    Wood (Muskoka Lakes), Muskoka Lakes · Near Walkers Point Rd to Ann St. Follow to 1039.

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    Sold history

    Listing history for 1039 Ann Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 1039 Ann Street

    Answers come straight from this home’s MLS® listing.

    How much is 1039 Ann Street listed for, and what would it cost each month?

    1039 Ann Street is listed for $1,175,000. With 20% down ($235,000), the mortgage payment would be roughly $4,740 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $5,054 a month, all in. That figure is an illustration, not a quote.

    Is 1039 Ann Street freehold or a condo, and is there a monthly fee?

    1039 Ann Street is a 2-storey detached home in Wood (Muskoka Lakes), Muskoka Lakes. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 1039 Ann Street have?

    1039 Ann Street has 2 bedrooms and 1 bathroom.

    Does 1039 Ann Street have a garage and parking?

    The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.

    Does 1039 Ann Street have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 1039 Ann Street?

    1039 Ann Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.

    How big is 1039 Ann Street, and what is the lot size?

    The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 123 x 258 ft.

    How is 1039 Ann Street heated and cooled?

    Heating is (wood). The listing does not show air conditioning.

    What are the property taxes for 1039 Ann Street?

    Property taxes are $3,771 a year (2025), or about $314 a month.

    Where is 1039 Ann Street?

    1039 Ann Street is in the Wood (Muskoka Lakes) community of Muskoka Lakes. The nearest main intersection is Walkers Point Rd to Ann St. Follow to 1039.. The postal code is P1P 1R2.

    Is 1039 Ann Street still for sale?

    Yes. It is an active listing (MLS® X13870996). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 1039 Ann Street asking?

    Similar detached homes for sale nearby right now include 22 - 1254 Barlochan Road at $1,249,900 (3 bed), 2807 Muskoka Road 169 Road at $1,099,000 (3 bed) and 1023 Strachan Point Road at $1,399,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 1039 Ann Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 1039 Ann Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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