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For saleMLS® X13875370

99 Durham Street W, Kawartha Lakes, ON K9V 2P8

Lindsay, Kawartha Lakes · Near Durham Street West & Albert Street South · View map

$460,000
4Beds
2Baths
1100–1500Sq ft
2-storey detached homeType
4 totalParking
UnfinishedBasement
$2,640/yrTaxes
Call / Text Will
$460,000
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Parking for 4Comes with the home
Lot 31.6 x 100.7 ftThe land comes with the home

About this home

Welcome to 99 Durham Street! This legal non-conforming duplex offers a fantastic opportunity for buyers looking to make home ownership more affordable by living in one unit while generating rental income from the other. Centrally located and offering two self-contained units, this property provides flexibility for both owner-occupiers and investors.The main level features a comfortable two-bedroom layout with a bright living area, functional kitchen, in-suite laundry and its own dedicated driveway. Upstairs, the refreshed two-bedroom unit offers an updated kitchen and bathroom, generous living space and separate parking.Each unit operates independently with its own hydro meter and hot water tank, helping keep utilities simple and separate. With rental income already in place, a buyer could occupy one unit and use the income from the other to help offset monthly carrying costs and mortgage payments.Conveniently located close to downtown, the college, recreation centre, shopping and everyday amenities, 99 Durham Street is a versatile property with plenty of possibilities. Live in one unit and rent the other, or add a solid two-unit property to your investment portfolio.

The home

Type
2-storey detached home
Style
2-Storey
Square footage
1100-1500 sq ft
Bedrooms
4
Bathrooms
2
Kitchens
2
Rooms
11
Basement
Unfinished
Lot size
31.6 x 100.7 ft
Faces
North
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Fireplace
No

Garage & parking

Driveway spaces
4
Total parking
4
Parking features
Private Double

Taxes & other

Property taxes
$2,640/yr
Tax year
2025
Occupancy
Tenant
Possession
Flexible
Cross street
Durham Street West & Albert Street South
Neighbourhood
Lindsay

More

Price per sq ft
~$354 (at 1,300 sq ft)
MLS® number
X13875370

The home and its surroundings

  • Primary Bedroom - Main Floor
  • Separate Heating Controls
  • Hospital
  • Library
  • Public Transit
  • Rec./Commun.Centre
  • School
  • Deck
  • Porch
Want to know something that isn’t listed?
Estimated monthly cost$2,076per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    99 Durham Street, Kawartha Lakes, ON K9V 2P8

    Lindsay, Kawartha Lakes · Near Durham Street West & Albert Street South

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    Sold history

    Listing history for 99 Durham Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 99 Durham Street W

    Answers come straight from this home’s MLS® listing.

    How much is 99 Durham Street W listed for, and what would it cost each month?

    99 Durham Street W is listed for $460,000. With 20% down ($92,000), the mortgage payment would be roughly $1,856 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,076 a month, all in. That figure is an illustration, not a quote.

    Is 99 Durham Street W freehold or a condo, and is there a monthly fee?

    99 Durham Street W is a 2-storey detached home in Lindsay, Kawartha Lakes. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 99 Durham Street W have?

    99 Durham Street W has 4 bedrooms and 2 bathrooms.

    Does 99 Durham Street W have a garage and parking?

    The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.

    Does 99 Durham Street W have a finished basement?

    The listing describes the basement as unfinished.

    What style of home is 99 Durham Street W?

    99 Durham Street W is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.

    How big is 99 Durham Street W, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 31.6 x 100.7 ft.

    How is 99 Durham Street W heated and cooled?

    Heating is forced air (gas). The listing does not show air conditioning.

    What are the property taxes for 99 Durham Street W?

    Property taxes are $2,640 a year (2025), or about $220 a month.

    Where is 99 Durham Street W?

    99 Durham Street W is in the Lindsay community of Kawartha Lakes. The nearest main intersection is Durham Street West & Albert Street South. The postal code is K9V 2P8.

    Is 99 Durham Street W still for sale?

    Yes. It is an active listing (MLS® X13875370). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 99 Durham Street W asking?

    Similar detached homes for sale nearby right now include 87 Lindsay Street N at $437,600 (4 bed), 68 William Street S at $489,900 (4 bed) and 218 Angeline Street N at $579,900 (4+2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 99 Durham Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 99 Durham Street W?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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