849 Water Street, Peterborough, ON K9H 3P1
Northcrest Ward 5, Peterborough · Near Water Street & Hilliard St · View map
About this home
Perfect for First-Time Buyers, Families, or Investors! This well-maintained 4-bedroom home offers exceptional value with numerous updates throughout, making it an ideal opportunity for first-time buyers, growing families, or investors seeking a turnkey rental property. With its proximity to city transit, shopping, restaurants, parks, walking trails, the beach, and a direct bus route to Trent University, this property offers both convenience and strong rental appeal. Step inside to discover a bright, clean interior featuring fresh paint and updated light fixtures. The home has benefited from extensive improvements over the years, providing peace of mind for its next owner. Updates include a gas furnace, newer windows (2011 and 2013), new siding in 2011, and a new roof in 2025.The detached garage renovations in 2011, including a new concrete slab, updated wiring with a 60-amp pony panel, and added insulation-making it an excellent space for storage, a workshop, or hobby area. Garage shingles new in 2016. Additional exterior improvements include a rear concrete porch, freshly painted front porch, newer concrete walkway, and updated front and rear doors. Whether you're looking for a family home in a convenient location or a solid investment opportunity with excellent potential for student or family rentals, this move-in-ready property checks all the boxes. Simply unpack, settle in, and enjoy everything this fantastic home and location have to offer.
The home
- Type
- 1½-storey detached home
- Style
- 1 1/2 Storey
- Square footage
- 700-1100 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 1
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 5
- Basement
- Crawl Space
- Lot size
- 31 x 90.2 ft
- Faces
- North
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Fireplace
- No
Garage & parking
- Garage
- Detached
- Garage spaces
- 1
- Driveway spaces
- 3
- Total parking
- 4
- Parking features
- Private
Taxes & other
- Property taxes
- $3,804/yr
- Tax year
- 2025
- Occupancy
- Vacant
- Possession
- Flexible
- Cross street
- Water Street & Hilliard St
- Neighbourhood
- Northcrest Ward 5
More
- Price per sq ft
- ~$467 (at 900 sq ft)
- MLS® number
- X13759162
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The home and its surroundings
- Storage
- Beach
- Park
- Public Transit
- River/Stream
- Landscaped
- Deck
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
849 Water Street, Peterborough, ON K9H 3P1
Northcrest Ward 5, Peterborough · Near Water Street & Hilliard St
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Listing history for 849 Water Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 849 Water Street
Answers come straight from this home’s MLS® listing.
How much is 849 Water Street listed for, and what would it cost each month?
849 Water Street is listed for $419,900. With 20% down ($83,980), the mortgage payment would be roughly $1,694 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,011 a month, all in. That figure is an illustration, not a quote.
Is 849 Water Street freehold or a condo, and is there a monthly fee?
849 Water Street is a 1½-storey detached home in Northcrest Ward 5, Peterborough. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 849 Water Street have?
849 Water Street has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms. The listing gives the style as 1 1/2 storey.
Does 849 Water Street have a garage and parking?
Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 3 spaces. In total the listing counts 4 parking spaces.
Does 849 Water Street have a finished basement?
The listing describes the basement as crawl space. It counts 1 bedroom on that level.
What style of home is 849 Water Street?
849 Water Street is a 1½-storey detached home. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.
How big is 849 Water Street, and what is the lot size?
The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 31 x 90.2 ft.
How is 849 Water Street heated and cooled?
Heating is forced air (gas). The listing does not show air conditioning.
What are the property taxes for 849 Water Street?
Property taxes are $3,804 a year (2025), or about $317 a month.
Where is 849 Water Street?
849 Water Street is in the Northcrest Ward 5 community of Peterborough. The nearest main intersection is Water Street & Hilliard St. The postal code is K9H 3P1.
Is 849 Water Street still for sale?
Yes. It is an active listing (MLS® X13759162). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 849 Water Street asking?
Similar detached homes for sale nearby right now include 426 Wolsely Street at $425,000 (3 bed), 718 GILLESPIE Avenue at $409,900 (3 bed) and 451 Stewart Street at $450,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 849 Water Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 849 Water Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Northcrest Ward 5, picked by style, size and price.
1½-storey detached home$425,000426 Wolsely Street, Peterborough3 bed · 1 bath · Northcrest Ward 5Courtesy of: REMAX YOUR COMMUNITY REALTYView home →
1½-storey detached home$409,900718 GILLESPIE Avenue, Peterborough3 bed · 1 bath · Otonabee Ward 1Courtesy of: Flat Rate Realty Corp.View home →
1½-storey detached home$450,000451 Stewart Street, Peterborough3 bed · 2 bath · Town Ward 3Courtesy of: RE/MAX HALLMARK EASTERN REALTYView home →Courtesy of: Exit Realty Liftlock
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.