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For saleMLS® X14131482

731 Elgin Street N, Cambridge, ON N1R 7W5

Cambridge · Near Elgin St. N & Franklin Blvd · View map

$680,000
3Beds
2Baths
1100–1500Sq ft
2-storey detached homeType
Attached · 1 spaceGarage
4 totalParking
FinishedBasement
$3,972/yrTaxes
Call / Text Will
$680,000
FreeholdNo monthly condo fee
Attached garage4 parking spaces in total
Finished basementExtra living space
Fenced yardYour own outdoor space
Lot 45.6 x 109.9 ftThe land comes with the home
Central airCool all summer

About this home

Welcome to 731 ELGIN St. A beautiful Renovated, detached property ready for you to call home. Located in the popular North Galt neighborhood of Cambridge, this three bedroom, two bathroom home offers you the Perfect finished living space between the main floor and a fully finished basement. The main level features a bright living and dining area, a modern kitchen with lovely (soft) cabinetry, quartz countertop and tile backsplash, complimented by the upper floor with three bedrooms, a full washroom, and lovely greenery views. Downstairs, the fully finished basement adds a spacious family room to be used as a home gym, a cozy reading nook, or for extended family living. A second full bathroom complements it along with a laundry area with plenty of storage. Additional comforts include central air conditioning, and a water softener for added health and peace of mind. Outside, the double French-doors open to a lovely deck either for a cool morning coffee, watching the sunset or for BBQ parties, perfect for relaxing or entertaining through the warmer months. With no house at the back, you get a serene view of the green space and added privacy. The attached garage and private double wide driveway provide parking for up to four vehicles. Located within the Waterloo Catholic District School Board and next door to Waterloo Region District School Board areas, with easy access to public transit, a dog park, a hospital, and a recreation centre nearby, this home is a wonderful opportunity in one of Cambridge's family friendly communities.

The home

Type
2-storey detached home
Style
2-Storey
Square footage
1100-1500 sq ft
Bedrooms
3
Bathrooms
2
Kitchens
1
Rooms
5
Basement
Finished
Lot size
45.6 x 109.9 ft
Faces
East

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Smoke Detector
Exterior
Aluminum Siding, Brick

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage
Attached
Garage spaces
1
Driveway spaces
3
Total parking
4
Parking features
Private

Taxes & other

Property taxes
$3,972/yr
Tax year
2025
Occupancy
Vacant
Possession
Flexible
Cross street
Elgin St. N & Franklin Blvd

More

Price per sq ft
~$523 (at 1,300 sq ft)
MLS® number
X14131482

The home and its surroundings

  • Auto Garage Door Remote
  • Carpet Free
  • Storage
  • Water Heater
  • Water Purifier
  • Water Softener
  • Fenced Yard
  • Greenbelt/Conservation
  • Lake/Pond
  • Public Transit
  • Rec./Commun.Centre
  • School
Want to know something that isn’t listed?
Estimated monthly cost$3,074per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    731 Elgin Street, Cambridge, ON N1R 7W5

    Cambridge · Near Elgin St. N & Franklin Blvd

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    Schools nearby

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    Sold history

    Listing history for 731 Elgin Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 731 Elgin Street N

    Answers come straight from this home’s MLS® listing.

    How much is 731 Elgin Street N listed for, and what would it cost each month?

    731 Elgin Street N is listed for $680,000. With 20% down ($136,000), the mortgage payment would be roughly $2,743 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,074 a month, all in. That figure is an illustration, not a quote.

    Is 731 Elgin Street N freehold or a condo, and is there a monthly fee?

    731 Elgin Street N is a 2-storey detached home in Cambridge. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 731 Elgin Street N have?

    731 Elgin Street N has 3 bedrooms and 2 bathrooms.

    Does 731 Elgin Street N have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 3 spaces. In total the listing counts 4 parking spaces.

    Does 731 Elgin Street N have a finished basement?

    The listing describes the basement as finished. Finished basement space is usually not counted in the square footage shown.

    What style of home is 731 Elgin Street N?

    731 Elgin Street N is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.

    How big is 731 Elgin Street N, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 45.6 x 109.9 ft.

    How is 731 Elgin Street N heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 731 Elgin Street N?

    Property taxes are $3,972 a year (2025), or about $331 a month.

    Where is 731 Elgin Street N?

    731 Elgin Street N is in Cambridge. The nearest main intersection is Elgin St. N & Franklin Blvd. The postal code is N1R 7W5.

    Is 731 Elgin Street N still for sale?

    Yes. It is an active listing (MLS® X14131482). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 731 Elgin Street N asking?

    Similar detached homes for sale nearby right now include 40 Yates Avenue at $679,900 (3 bed), 136 Forest Road at $682,000 (3+1 bed) and 392 Burnett Avenue at $699,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 731 Elgin Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 731 Elgin Street N?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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