About this home
Welcome to your perfect family home, ideally situated in the heart of Midland. Just a short walk to shops, schools, trails, and the shores of beautiful Georgian Bay, this charming 3+ bedroom century home offers the perfect blend of character and modern updates. Step inside and enjoy the warmth of hardwood floors, freshly painted, a spacious kitchen with island, and separate family, living, and dining areas ideal for both everyday living and gathering with loved ones. With two full bathrooms, gas heat, and central air, comfort comes standard. Outside, the large deck with a covered roof sets the stage for relaxed summer barbecues and quiet evenings. The oversized detached garage offers great storage or workspace, and the generous 50' x 150' in-town lot gives you room to grow. Lovingly maintained and thoughtfully updated from top to bottom - ask for the full list of upgrades. Don't miss this one! What are you waiting for.
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 10
- Basement
- Unfinished
- Lot size
- 50 x 150.3 ft
- Faces
- South
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Smoke Detector
- Exterior
- Vinyl Siding, Wood
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Detached
- Garage spaces
- 2
- Driveway spaces
- 4
- Total parking
- 6
- Parking features
- Private, Available
Taxes & other
- Property taxes
- $3,549/yr
- Tax year
- 2025
- Occupancy
- Tenant
- Possession
- Flexible
- Cross street
- Bay - Fourth
- Neighbourhood
- Midland
More
- Price per sq ft
- ~$484 (at 1,300 sq ft)
- MLS® number
- S13088554
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The home and its surroundings
- Water Heater
- Golf
- Hospital
- Library
- Marina
- Park
- Rec./Commun.Centre
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 641 Bay Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.
Frequently asked questions about 641 Bay Street
Answers come straight from this home’s MLS® listing.
How much is 641 Bay Street listed for, and what would it cost each month?
641 Bay Street is listed for $629,777. With 20% down ($125,955), the mortgage payment would be roughly $2,540 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,836 a month, all in. That figure is an illustration, not a quote.
Is 641 Bay Street freehold or a condo, and is there a monthly fee?
641 Bay Street is a 2-storey detached home in Midland. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 641 Bay Street have?
641 Bay Street has 3 bedrooms and 2 bathrooms.
Does 641 Bay Street have a garage and parking?
Yes. The listing shows the garage as detached, with room for 2 cars. The driveway adds 4 spaces. In total the listing counts 6 parking spaces.
Does 641 Bay Street have a finished basement?
The listing describes the basement as unfinished.
What style of home is 641 Bay Street?
641 Bay Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 641 Bay Street, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 50 x 150.3 ft.
How is 641 Bay Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 641 Bay Street?
Property taxes are $3,549 a year (2025), or about $296 a month.
Where is 641 Bay Street?
641 Bay Street is in Midland. The nearest main intersection is Bay - Fourth. The postal code is L4R 1L8.
Is 641 Bay Street still for sale?
Yes. It is an active listing (MLS® S13088554). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 641 Bay Street asking?
Similar detached homes for sale nearby right now include 634 Dominion Avenue at $639,800 (3 bed), 344 Second Street at $549,900 (3 bed) and 328 Third Street at $485,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 641 Bay Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 641 Bay Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Midland, picked by style, size and price.
2-storey detached home$639,800634 Dominion Avenue, Midland3 bed · 3 bath · MidlandCourtesy of: 100% PARTNERS REAL ESTATEView home →
2-storey detached home$549,900344 Second Street, Midland3 bed · 3 bath · MidlandCourtesy of: Keller Williams Experience RealtyView home →
2-storey detached home$485,000328 Third Street, Midland3 bed · 1 bath · MidlandCourtesy of: RE/MAX Georgian Bay Realty LtdView home →Courtesy of: RE/MAX Georgian Bay Realty Ltd
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.