639 Penner Street, Niagara-on-the-Lake, ON L0S 1T0
108 - Virgil, Niagara-on-the-Lake · Near niagara stone road - penner · View map
About this home
Nestled in the heart of Virgil, this stunning side-split home sits on a spacious 70 x 290 lot. A large driveway welcomes you, offering plenty of room for all your vehicles. Inside, the country kitchen and dinette are bathed in natural light from expansive windows. The living room features a cozy wood fireplace and a door leading to the back patio. The first bedroom is conveniently located off the main hallway on the main level. Just three steps up, you'll find the bathroom and two additional bedrooms. The partial basement includes utilities, laundry, storage, and a door leading to a walk-up outside. Out back, a covered porch overlooks the expansive yard and creek, providing a serene retreat. This 10/10 location is the perfect place to call home! As a bonus, this property is a licensed Airbnb, offering great investment potential on top of its charm.
The home
- Type
- Detached sidesplit
- Style
- Sidesplit
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 5
- Basement
- Partial Basement
- Lot size
- 70 x 290.7 ft
- Faces
- South
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Driveway spaces
- 6
- Total parking
- 6
Taxes & other
- Property taxes
- $3,408/yr
- Tax year
- 2026
- Occupancy
- Vacant
- Possession
- flexible
- Cross street
- niagara stone road - penner
- Neighbourhood
- 108 - Virgil
More
- Price per sq ft
- ~$515 (at 1,300 sq ft)
- MLS® number
- X14005826
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No features listed yet.
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
639 Penner Street, Niagara-on-the-Lake, ON L0S 1T0
108 - Virgil, Niagara-on-the-Lake · Near niagara stone road - penner
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Listing history for 639 Penner Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 639 Penner Street
Answers come straight from this home’s MLS® listing.
How much is 639 Penner Street listed for, and what would it cost each month?
639 Penner Street is listed for $669,000. With 20% down ($133,800), the mortgage payment would be roughly $2,699 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,983 a month, all in. That figure is an illustration, not a quote.
Is 639 Penner Street freehold or a condo, and is there a monthly fee?
639 Penner Street is a detached sidesplit in 108 - Virgil, Niagara-on-the-Lake. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 639 Penner Street have?
639 Penner Street has 3 bedrooms and 1 bathroom.
Does 639 Penner Street have a garage and parking?
The listing does not show a garage. The driveway adds 6 spaces. In total the listing counts 6 parking spaces.
Does 639 Penner Street have a finished basement?
The listing describes the basement as partial basement.
What style of home is 639 Penner Street?
639 Penner Street is a detached sidesplit. A sidesplit has its levels staggered side to side, with a few steps between the living area, the bedrooms and the lower level.
How big is 639 Penner Street, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 70 x 290.7 ft.
How is 639 Penner Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 639 Penner Street?
Property taxes are $3,408 a year (2026), or about $284 a month.
Where is 639 Penner Street?
639 Penner Street is in the 108 - Virgil community of Niagara-on-the-Lake. The nearest main intersection is niagara stone road - penner. The postal code is L0S 1T0.
Is 639 Penner Street still for sale?
Yes. It is an active listing (MLS® X14005826). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 639 Penner Street asking?
Similar detached homes for sale nearby right now include 1459 Niagara Stone Road at $675,000 (3+1 bed), 642 PENNER Road at $678,900 (3+1 bed) and 1320 Niagara Stone Road at $749,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 639 Penner Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 639 Penner Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near 108 - Virgil, picked by style, size and price.
1½-storey detached home$675,0001459 Niagara Stone Road, Niagara-on-the-Lake3+1 bed · 2 bath · 108 - VirgilCourtesy of: RE/MAX NIAGARA REALTY LTD, BROKERAGEView home →
1½-storey detached home$678,900642 PENNER Road, Niagara-on-the-Lake3+1 bed · 2 bath · 108 - VirgilCourtesy of: BOLDT REALTY INC., BROKERAGEView home →
Detached bungalow$749,0001320 Niagara Stone Road, Niagara-on-the-Lake3 bed · 2 bath · 108 - VirgilCourtesy of: BOSLEY REAL ESTATE LTD.,View home →Courtesy of: REVEL Realty Inc., Brokerage
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.