540 Charlotte Street, Peterborough, ON K9J 2W5
Town Ward 3, Peterborough · Near Monaghan and Charlotte · View map
About this home
Centrally located, well maintained Duplex near downtown core and PRHC. Live in one and rent out the other unit or rent out both. This lovely home is located in the Avenues area and a short walk or transit ride to downtown restaurants and hospital and clinics. It has been nicely upgraded over the past few years and is in excellent condition while still maintaining the charm and character of a century home. The main floor unit is occupied by excellent tenants and features 2 bedrooms, spacious eat-in kitchen with stainless steel appliances, large living room, 4 PC bath and a delightful sunroom. Upper unit is vacant and recently refreshed and features a large bedroom, living room, kitchen, 4 PC bath and a den leading to a bright sunroom. Units have private entry to laundry and storage in the lower level. Yard is fully fenced and private parking at rear for 4 cars (access off of Burrows or St. Joseph). Shingles and eavestrough replaced 2017. 24 hours notice required for showings for main unit. It is currently rented for $2090 inclusive
The home
- Type
- 2-storey detached home
- Style
- 2 1/2 Storey
- Square footage
- 1500-2000 sq ft
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 2
- Rooms
- 6
- Basement
- Unfinished, Walk-Up
- Lot size
- 49 x 97 ft
- Faces
- East
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick, Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Fireplace
- No
Garage & parking
- Driveway spaces
- 4
- Total parking
- 4
- Parking features
- Lane, Private
Taxes & other
- Property taxes
- $5,196/yr
- Tax year
- 2026
- Occupancy
- Owner+Tenant
- Possession
- TBD
- Cross street
- Monaghan and Charlotte
- Neighbourhood
- Town Ward 3
More
- Price per sq ft
- ~$334 (at 1,750 sq ft)
- MLS® number
- X13787104
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The home and its surroundings
- Carpet Free
- Storage Area Lockers
- Fenced Yard
- Hospital
- Library
- Marina
- Public Transit
- Place Of Worship
- Patio
- Porch Enclosed
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
540 Charlotte Street, Peterborough, ON K9J 2W5
Town Ward 3, Peterborough · Near Monaghan and Charlotte
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Listing history for 540 Charlotte Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 540 Charlotte Street
Answers come straight from this home’s MLS® listing.
How much is 540 Charlotte Street listed for, and what would it cost each month?
540 Charlotte Street is listed for $585,000. With 20% down ($117,000), the mortgage payment would be roughly $2,360 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,793 a month, all in. That figure is an illustration, not a quote.
Is 540 Charlotte Street freehold or a condo, and is there a monthly fee?
540 Charlotte Street is a 2-storey detached home in Town Ward 3, Peterborough. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 540 Charlotte Street have?
540 Charlotte Street has 3 bedrooms and 2 bathrooms. The listing gives the style as 2 1/2 storey.
Does 540 Charlotte Street have a garage and parking?
The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.
Does 540 Charlotte Street have a finished basement?
The listing describes the basement as unfinished, walk-up.
What style of home is 540 Charlotte Street?
540 Charlotte Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 540 Charlotte Street, and what is the lot size?
The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 49 x 97 ft.
How is 540 Charlotte Street heated and cooled?
Heating is forced air (gas). The listing does not show air conditioning.
What are the property taxes for 540 Charlotte Street?
Property taxes are $5,196 a year (2026), or about $433 a month.
Where is 540 Charlotte Street?
540 Charlotte Street is in the Town Ward 3 community of Peterborough. The nearest main intersection is Monaghan and Charlotte. The postal code is K9J 2W5.
Is 540 Charlotte Street still for sale?
Yes. It is an active listing (MLS® X13787104). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 540 Charlotte Street asking?
Similar detached homes for sale nearby right now include 273 William Street at $579,900 (3 bed), 1314 Monaghan Road at $599,900 (3+1 bed) and 599 Gilmour Street at $599,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 540 Charlotte Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 540 Charlotte Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Town Ward 3, picked by style, size and price.
2-storey detached home$579,900273 William Street, Peterborough3 bed · 2 bath · Town Ward 3Courtesy of: Royal LePage Frank Real EstateView home →
2-storey detached home$599,9001314 Monaghan Road, Peterborough3+1 bed · 2 bath · Town Ward 3Courtesy of: RE/MAX ROUGE RIVER REALTY LTD.View home →
2-storey detached home$599,900599 Gilmour Street, Peterborough3 bed · 3 bath · Town Ward 3Courtesy of: Bowes & Cocks LimitedView home →Courtesy of: Stoneguide Realty Limited
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.