490 Niagara Street, St. Catharines, ON L2M 3P5
442 - Vine/Linwell, St. Catharines · Near South of Linwell Rd, North of Scott St · View map
About this home
Incredible family home in North End St Catharines. Sitting on a good size irregular shaped lot (87ft x 150ft), this solid brick sidesplit boasts nearly 2,400sqft of living space including all four levels, plus a 3-season sunroom in the rear, and a double attached garage. Main floor is a functional design. Front facing living room with huge windows, formal dining leading into the kitchen. Overabundance of storage in the new kitchen cabinets, lots of counter space with quality quartz countertops. Upper level holds 3 good size bedrooms, each with large closets and windows. 3-piece bathroom with accessible shower. Lower level has a workshop room with an ensuite 3-piece bathroom. Another large room - which could be a 4th bedroom, family room or office. Basement has a rec room with wood burning fireplace, and a utility/laundry room. The lower level has separate entrance through a walk-up into the rear sunroom. This could be a functional space for in-law suite or separate unit. Amazing house layout provides some excellent potential for future usages/conversions or flexible living arrangements. 100AMP breakers. Sump pump. Forced air gas furnace & AC. HWT-Gas. Water Filtration System. Gutter leaf guards on eaves. Fully rear fenced yard. Harvest your own vegetables in the garden, and enjoy fresh fruit from 2 cherry trees in the front, and a mature apple tree in the rear yard.
The home
- Type
- Detached sidesplit
- Style
- Sidesplit 4
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 1
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 8
- Basement
- Full, Partially Finished
- Lot size
- 87 x 115.7 ft
- Faces
- East
- Approximate age
- 51-99 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 2
- Driveway spaces
- 4
- Total parking
- 6
- Parking features
- Private Double
Taxes & other
- Property taxes
- $5,352/yr
- Tax year
- 2025
- Occupancy
- Vacant
- Possession
- FLEXIBLE
- Cross street
- South of Linwell Rd, North of Scott St
- Neighbourhood
- 442 - Vine/Linwell
More
- Price per sq ft
- ~$469 (at 1,300 sq ft)
- MLS® number
- X14113496
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The home and its surroundings
- Guest Accommodations
- In-Law Capability
- Workbench
- Sump Pump
- Fenced Yard
- Public Transit
- Place Of Worship
- School
- School Bus Route
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
490 Niagara Street, St. Catharines, ON L2M 3P5
442 - Vine/Linwell, St. Catharines · Near South of Linwell Rd, North of Scott St
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Listing history for 490 Niagara Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 490 Niagara Street
Answers come straight from this home’s MLS® listing.
How much is 490 Niagara Street listed for, and what would it cost each month?
490 Niagara Street is listed for $609,900. With 20% down ($121,980), the mortgage payment would be roughly $2,460 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,906 a month, all in. That figure is an illustration, not a quote.
Is 490 Niagara Street freehold or a condo, and is there a monthly fee?
490 Niagara Street is a detached sidesplit in 442 - Vine/Linwell, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 490 Niagara Street have?
490 Niagara Street has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms. The listing gives the style as sidesplit 4.
Does 490 Niagara Street have a garage and parking?
Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 4 spaces. In total the listing counts 6 parking spaces.
Does 490 Niagara Street have a finished basement?
The listing describes the basement as full, partially finished. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown.
What style of home is 490 Niagara Street?
490 Niagara Street is a detached sidesplit. A sidesplit has its levels staggered side to side, with a few steps between the living area, the bedrooms and the lower level.
How big is 490 Niagara Street, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 87 x 115.7 ft.
How is 490 Niagara Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 490 Niagara Street?
Property taxes are $5,352 a year (2025), or about $446 a month.
Where is 490 Niagara Street?
490 Niagara Street is in the 442 - Vine/Linwell community of St. Catharines. The nearest main intersection is South of Linwell Rd, North of Scott St. The postal code is L2M 3P5.
Is 490 Niagara Street still for sale?
Yes. It is an active listing (MLS® X14113496). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 490 Niagara Street asking?
Similar detached homes for sale nearby right now include 206 Parnell Road at $639,000 (3+1 bed), 8 Agar Drive at $674,900 (3 bed) and 628 Vine Street at $749,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 490 Niagara Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 490 Niagara Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near 442 - Vine/Linwell, picked by style, size and price.
Detached sidesplit$639,000206 Parnell Road, St. Catharines3+1 bed · 2 bath · 442 - Vine/LinwellCourtesy of: ROYAL LEPAGE NRC REALTYView home →
Detached sidesplit$674,9008 Agar Drive, St. Catharines3 bed · 2 bath · 442 - Vine/LinwellCourtesy of: RE/MAX GARDEN CITY REALTY INC, BROKERAGEView home →
Detached sidesplit$749,900628 Vine Street, St. Catharines3 bed · 2 bath · 442 - Vine/LinwellCourtesy of: BOLDT REALTY INC., BROKERAGEView home →Courtesy of: COLDWELL BANKER ADVANTAGE REAL ESTATE INC, BROKERAGE
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.