45 Locust Street, St. Thomas, ON N5R 2C2
St. Thomas · Near ROSS STREET · View map
About this home
Welcome to 45 Locust Street, a spacious two-storey home situated in a quiet and established St. Thomas neighbourhood. Offering five bedrooms, two bathrooms, and plenty of potential, this property presents an exciting opportunity for investors, renovators, flippers, or buyers looking to bring their vision to life. The home is currently vacant and is being sold as-is, where-is, allowing the next owner to take on a project with the freedom to renovate, update, and reimagine the space to suit their goals. With its generous layout and excellent bedroom count, the property offers a strong starting point for those looking to create a comfortable family home, explore rental potential, or add value through improvements. Zoned R3, the property may also offer future development or expansion possibilities, subject to the buyer's due diligence and municipal approvals. Located in a peaceful neighbourhood with convenient access to local amenities, schools, shopping, and other services, 45 Locust Street is a property full of possibilities. If you're searching for a renovation project with space, potential, and room to make it your own, this could be the opportunity you've been waiting for.
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 1500-2000 sq ft
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 10
- Basement
- Crawl Space
- Lot size
- 34.4 x 123.2 ft
- Faces
- South
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Smoke Detector, Carbon Monoxide Detectors
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Fireplace
- Yes
Garage & parking
- Driveway spaces
- 4
- Total parking
- 4
- Parking features
- Mutual
Taxes & other
- Property taxes
- $2,686/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- IMMEIDATE
- Cross street
- ROSS STREET
- Neighbourhood
- St. Thomas
More
- Price per sq ft
- ~$143 (at 1,750 sq ft)
- MLS® number
- X13779048
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The home and its surroundings
- Primary Bedroom - Main Floor
- Storage
- Golf
- Hospital
- Park
- School
- School Bus Route
- Public Transit
- Porch
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 45 Locust Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 45 Locust Street
Answers come straight from this home’s MLS® listing.
How much is 45 Locust Street listed for, and what would it cost each month?
45 Locust Street is listed for $249,900. With 20% down ($49,980), the mortgage payment would be roughly $1,008 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $1,232 a month, all in. That figure is an illustration, not a quote.
Is 45 Locust Street freehold or a condo, and is there a monthly fee?
45 Locust Street is a 2-storey detached home in St. Thomas. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 45 Locust Street have?
45 Locust Street has 5 bedrooms and 2 bathrooms.
Does 45 Locust Street have a garage and parking?
The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.
Does 45 Locust Street have a finished basement?
The listing describes the basement as crawl space.
What style of home is 45 Locust Street?
45 Locust Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 45 Locust Street, and what is the lot size?
The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 34.4 x 123.2 ft.
How is 45 Locust Street heated and cooled?
Heating is forced air (gas). The listing does not show air conditioning.
What are the property taxes for 45 Locust Street?
Property taxes are $2,686 a year (2025), or about $224 a month.
Where is 45 Locust Street?
45 Locust Street is in St. Thomas. The nearest main intersection is ROSS STREET. The postal code is N5R 2C2.
Is 45 Locust Street still for sale?
Yes. It is an active listing (MLS® X13779048). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 45 Locust Street asking?
Similar detached homes for sale nearby right now include 10 Henry Street at $245,000 (3 bed), 59 Elizabeth Street at $299,000 (3 bed) and 60 Manitoba Street at $299,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 45 Locust Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 45 Locust Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near St. Thomas, picked by style, size and price.
1½-storey detached home$245,00010 Henry Street, St. Thomas3 bed · 2 bath · St. ThomasCourtesy of: BLUE FOREST REALTY INC.View home →
1½-storey detached home$299,00059 Elizabeth Street, St. Thomas3 bed · 2 bath · St. ThomasCourtesy of: ROYAL LEPAGE TRILAND REALTYView home →
1½-storey detached home$299,90060 Manitoba Street, St. Thomas3 bed · 1 bath · St. ThomasCourtesy of: RE/MAX Tri-County Realty Inc BrokerageView home →Courtesy of: RE/MAX CENTRE CITY REALTY INC.
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.