44 Elgin Street, St. Thomas, ON N5R 3M1
St. Thomas · Near Wellington Street · View map
About this home
Welcome to 44 Elgin Street! This stunning two storey yellow brick home offers a beautiful combination of a classic century home with modern touches. Located with access to the downtown and many other amenities. The main level boasts a grand foyer which leads you to the living room, formal dining room, office area, updated kitchen, breakfast area, side entrance, family room with access to large deck area and partially fenced yard, main floor laundry and a two piece bathroom. Moving to the second level by a century old curved staircase is the generous size primary bedroom, a second bedroom, den (could be 3rd bedroom), updated 4 piece bathroom and just off the hallway is access to the second floor open porch area (updated at the same time the front porch was updated). This home was recently painted throughout. Don't miss out on the opportunity to own this stunning Century Home with some modern touches. 2 car parking at the side of the house off of St Anne's Place.
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 2000-2500 sq ft
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 9
- Basement
- Unfinished
- Lot size
- 55 x 76 ft
- Faces
- West
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Smoke Detector
- Exterior
- Brick, Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Driveway spaces
- 2
- Total parking
- 2
- Parking features
- Private Double
Taxes & other
- Property taxes
- $3,592/yr
- Tax year
- 2026
- Occupancy
- Vacant
- Possession
- Flexible
- Cross street
- Wellington Street
- Neighbourhood
- St. Thomas
More
- Price per sq ft
- ~$228 (at 2,250 sq ft)
- MLS® number
- X13808478
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The home and its surroundings
- Water Heater Owned
- Public Transit
- Deck
- Porch
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
44 Elgin Street, St. Thomas, ON N5R 3M1
St. Thomas · Near Wellington Street
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Listing history for 44 Elgin Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 44 Elgin Street
Answers come straight from this home’s MLS® listing.
How much is 44 Elgin Street listed for, and what would it cost each month?
44 Elgin Street is listed for $512,900. With 20% down ($102,580), the mortgage payment would be roughly $2,069 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,368 a month, all in. That figure is an illustration, not a quote.
Is 44 Elgin Street freehold or a condo, and is there a monthly fee?
44 Elgin Street is a 2-storey detached home in St. Thomas. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 44 Elgin Street have?
44 Elgin Street has 2 bedrooms and 2 bathrooms.
Does 44 Elgin Street have a garage and parking?
The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.
Does 44 Elgin Street have a finished basement?
The listing describes the basement as unfinished.
What style of home is 44 Elgin Street?
44 Elgin Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 44 Elgin Street, and what is the lot size?
The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 55 x 76 ft.
How is 44 Elgin Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 44 Elgin Street?
Property taxes are $3,592 a year (2026), or about $299 a month.
Where is 44 Elgin Street?
44 Elgin Street is in St. Thomas. The nearest main intersection is Wellington Street. The postal code is N5R 3M1.
Is 44 Elgin Street still for sale?
Yes. It is an active listing (MLS® X13808478). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 44 Elgin Street asking?
Similar detached homes for sale nearby right now include 327 Wellington Street at $479,900 (3 bed), 41 Hincks Street at $589,500 (3 bed) and 20 Alma Street at $424,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 44 Elgin Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 44 Elgin Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near St. Thomas, picked by style, size and price.
2-storey detached home$479,900327 Wellington Street, St. Thomas3 bed · 2 bath · St. ThomasCourtesy of: RIGHT AT HOME REALTYView home →
2-storey detached home$589,50041 Hincks Street, St. Thomas3 bed · 2 bath · St. ThomasCourtesy of: RIGHT AT HOME REALTYView home →
2-storey detached home$424,90020 Alma Street, St. Thomas3 bed · 2 bath · St. ThomasCourtesy of: RE/MAX CENTRE CITY REALTY INCView home →Courtesy of: ROYAL LEPAGE TRILAND REALTY
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.