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For saleMLS® X13849290

432 14th Street W, Owen Sound, ON N4K 3Y2

Owen Sound · Near 4th Ave West · View map

$449,000
3Beds
2Baths
1100–1500Sq ft
2-storey detached homeType
2 totalParking
UnfinishedBasement
$3,600/yrTaxes
Call / Text Will
$449,000
FreeholdNo monthly condo fee
Parking for 2Comes with the home
Lot 40 x 75.1 ftThe land comes with the home
River viewFrom the listing

About this home

Welcome to 432 14th Street W in Owen Sound, a character-filled brick home where classic details, generous living space and an in-town location come together beautifully. Built circa 1900, this 2-storey home offers approximately 1,368 sq. ft. of above-grade living space, with 3 bedrooms and two 3-piece bathrooms.Step inside and you'll immediately notice the warmth and personality of the home. Hardwood flooring, substantial trim, beautiful woodwork and a traditional staircase give the main level a sense of character that's increasingly hard to find. The bright living and dining spaces offer plenty of room for everyday life and entertaining, while the kitchen provides ample cabinetry and workspace with the refrigerator, stove, dishwasher and microwave included.Upstairs, three bedrooms provide flexibility for family, guests or a home office, while a second 3-piece bathroom adds everyday convenience. The unfinished basement provides additional storage and houses the laundry, with the washer and dryer also included.Outside, enjoy a porch, deck and private parking, along with river access and direct river and water views. The property is connected to municipal water and sewer and is heated by forced-air natural gas. With the hospital, library, marina, public transit and other Owen Sound amenities nearby, this is a home that combines the charm of an established property with the convenience of city living.

The home

Type
2-storey detached home
Style
2-Storey
Square footage
1100-1500 sq ft
Bedrooms
3
Bathrooms
2
Kitchens
1
Rooms
8
Basement
Unfinished
Lot size
40 x 75.1 ft
Faces
East
View
River, Trees/Woods, Water, Garden
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Fireplace
No

Garage & parking

Driveway spaces
2
Total parking
2
Parking features
Private

Taxes & other

Property taxes
$3,600/yr
Tax year
2026
Occupancy
Vacant
Possession
Immediate
Cross street
4th Ave West
Neighbourhood
Owen Sound

More

Price per sq ft
~$345 (at 1,300 sq ft)
MLS® number
X13849290

The home and its surroundings

  • Carpet Free
  • Water Heater Owned
  • Hospital
  • Library
  • Marina
  • Public Transit
  • River/Stream
  • School Bus Route
  • Deck
  • Privacy
  • Year Round Living
  • Porch
Want to know something that isn’t listed?
Estimated monthly cost$2,111per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    432 14th Street, Owen Sound, ON N4K 3Y2

    Owen Sound · Near 4th Ave West

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    Sold history

    Listing history for 432 14th Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 432 14th Street W

    Answers come straight from this home’s MLS® listing.

    How much is 432 14th Street W listed for, and what would it cost each month?

    432 14th Street W is listed for $449,000. With 20% down ($89,800), the mortgage payment would be roughly $1,811 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,111 a month, all in. That figure is an illustration, not a quote.

    Is 432 14th Street W freehold or a condo, and is there a monthly fee?

    432 14th Street W is a 2-storey detached home in Owen Sound. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 432 14th Street W have?

    432 14th Street W has 3 bedrooms and 2 bathrooms.

    Does 432 14th Street W have a garage and parking?

    The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.

    Does 432 14th Street W have a finished basement?

    The listing describes the basement as unfinished.

    What style of home is 432 14th Street W?

    432 14th Street W is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.

    How big is 432 14th Street W, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 40 x 75.1 ft.

    How is 432 14th Street W heated and cooled?

    Heating is forced air (gas). The listing does not show air conditioning.

    What are the property taxes for 432 14th Street W?

    Property taxes are $3,600 a year (2026), or about $300 a month.

    Where is 432 14th Street W?

    432 14th Street W is in Owen Sound. The nearest main intersection is 4th Ave West. The postal code is N4K 3Y2.

    Is 432 14th Street W still for sale?

    Yes. It is an active listing (MLS® X13849290). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 432 14th Street W asking?

    Similar detached homes for sale nearby right now include 443 13th Street W at $449,900 (3 bed), 962 7th Avenue E at $425,000 (3 bed) and 539 4th Avenue E at $409,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 432 14th Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 432 14th Street W?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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