431 Albert Street, South Huron, ON N0M 1S1
Exeter, South Huron · Near James · View map
About this home
The Benjamin O'Neil House represents something increasingly difficult to find: an older home with genuine character, craftsmanship and a story of its own, thoughtfully renovated for modern living. Original 8.5 ft front doors, rich red pine floors, soaring ceilings, intricate plaster medallions, substantial heritage trim, transom and oversized windows create an atmosphere that is not easily reproduced in a new home. The principal living and dining rooms retain the elegance expected of a home of this era, while the redesigned kitchen introduces a contemporary standard of living. Upstairs, three bedrooms provide tranquility and privacy. The primary suite is lovely with its own sitting room offering a private place to read, relax or simply enjoy. The beautifully finished bathroom continues the property's blend of old and new with spa-like heated floors, a classic clawfoot tub and an impressive 7 ft glass shower. A finished lower level adds an entirely different dimension: a spacious guest room, bathroom, and rec area with an 85 inch theatre screen, heated office floor and a hidden speakeasy-inspired wine room. Outside, the covered porches provide the transitional spaces that make older homes so enjoyable-places for a morning beverage, to gather with friends or watch the seasons change. This property has been transformed into a private four season destination, with an expansive Wolf high density deck, outdoor kitchen, hot tub and a 16 ft x 16 ft pavilion centred around a stone fireplace. Perhaps the greatest appeal is not having to choose between character and convenience. The original craftsmanship and history remain. The architectural details that give an older home its soul remain, but the major improvements have already been undertaken. Located approximately 40 minutes from London and Stratford, and a 20 minute drive to the Lake Huron shoreline, step away from the ordinary and into a home that feels established, personal and enduring.
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 2000-2500 sq ft
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 17
- Basement
- Full, Partially Finished
- Lot size
- 92.9 x 141.8 ft
- Faces
- West
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 2
- Driveway spaces
- 3
- Total parking
- 5
- Parking features
- Private
Taxes & other
- Property taxes
- $5,331/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- James
- Neighbourhood
- Exeter
More
- Price per sq ft
- ~$355 (at 2,250 sq ft)
- MLS® number
- X13801168
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The home and its surroundings
- Auto Garage Door Remote
- Bar Fridge
- Generator - Partial
- Guest Accommodations
- In-Law Capability
- Storage
- Sump Pump
- Upgraded Insulation
- Water Heater Owned
- Workbench
- Golf
- Greenbelt/Conservation
- Hospital
- Library
- Park
- Place Of Worship
- Built-In-BBQ
- Deck
- Hot Tub
- Landscaped
- Lighting
- Patio
- Privacy
- Porch
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
431 Albert Street, South Huron, ON N0M 1S1
Exeter, South Huron · Near James
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Listing history for 431 Albert Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 431 Albert Street
Answers come straight from this home’s MLS® listing.
How much is 431 Albert Street listed for, and what would it cost each month?
431 Albert Street is listed for $799,000. With 20% down ($159,800), the mortgage payment would be roughly $3,223 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,667 a month, all in. That figure is an illustration, not a quote.
Is 431 Albert Street freehold or a condo, and is there a monthly fee?
431 Albert Street is a 2-storey detached home in Exeter, South Huron. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 431 Albert Street have?
431 Albert Street has 3 bedrooms and 3 bathrooms.
Does 431 Albert Street have a garage and parking?
Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 3 spaces. In total the listing counts 5 parking spaces.
Does 431 Albert Street have a finished basement?
The listing describes the basement as full, partially finished. Finished basement space is usually not counted in the square footage shown.
What style of home is 431 Albert Street?
431 Albert Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 431 Albert Street, and what is the lot size?
The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 92.9 x 141.8 ft.
How is 431 Albert Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 431 Albert Street?
Property taxes are $5,331 a year (2025), or about $444 a month.
Where is 431 Albert Street?
431 Albert Street is in the Exeter community of South Huron. The nearest main intersection is James. The postal code is N0M 1S1.
Is 431 Albert Street still for sale?
Yes. It is an active listing (MLS® X13801168). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 431 Albert Street asking?
Similar detached homes for sale nearby right now include 28 GREENE Street at $799,999 (3 bed), 156 Greene Street at $679,900 (3 bed) and 176 Greene Street at $679,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 431 Albert Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 431 Albert Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
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2-storey detached home$679,900176 Greene Street, South Huron3 bed · 2 bath · ExeterCourtesy of: THRIVE REALTY GROUP INC.View home →Courtesy of: SUTTON GROUP - SELECT REALTY
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.