About this home
St. Jacobs is famous for its bustling Farmers' Market, but when the holidays arrive, the Village takes on a magic of its own. The beloved St. Jacobs Sparkles holiday shopping event transforms its historic streets into a winter wonderland of twinkling lights, live carollers, and horse-drawn wagon rides. Year-round, the Village is a destination for its charming boutiques, restaurants, and local favourites like Stone Crock, Block Three Brewing, The Weathered Gate, and La Crème. Rich in history and character, St. Jacobs is also the birthplace of Home Hardware.Now imagine having all that small-town charm, culture, and excitement at your fingertips, while enjoying the peace and beauty of scenic walking trails along the Conestogo River, just steps from your front door. This Cape Cod-style home sits on a fully fenced 66 by 132 foot private lot with Perennial gardens beautifully framing the property. The main floor has a beautiful layout with a spacious living room, a dining room, an eat-in kitchen, a powder room and a main floor bedroom. Garden doors in the kitchen open straight onto the backyard, but the best features are the granite countertops and the coffee bar Upstairs there are two more bedrooms and a trendy fully renovated bathroom with a deep tub.In the basement, the large rec room has a gorgeous fireplace, along with a three-piece bathroom and a laundry room. Enjoy upgrades like a huge shed, gutter guards, a steel roof installed by High-Grade Roofing, upgraded attic insulation and updated vinyl windows throughout.Enjoy the charm of village living, with shops, restaurants, a library and a community center just steps away. Stroll along the River and get to know some of the friendliest neighbours you'll ever meet in one of the most coveted areas of Ontario.
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 9
- Basement
- Full, Finished
- Lot size
- 66.3 x 132 ft
- Faces
- East
- Approximate age
- 51-99 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Aluminum Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 1
- Driveway spaces
- 4
- Total parking
- 5
- Parking features
- Private Double
Taxes & other
- Property taxes
- $4,611/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- Hachborn St E
More
- Price per sq ft
- ~$612 (at 1,300 sq ft)
- MLS® number
- X14114122
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The home and its surroundings
- Auto Garage Door Remote
- Floor Drain
- Water Heater Owned
- Water Softener
- Water Treatment
- Fenced Yard
- Library
- Park
- Place Of Worship
- Rec./Commun.Centre
- River/Stream
- Deck
- Landscaped
- Privacy
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 40 Water Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 40 Water Street
Answers come straight from this home’s MLS® listing.
How much is 40 Water Street listed for, and what would it cost each month?
40 Water Street is listed for $795,000. With 20% down ($159,000), the mortgage payment would be roughly $3,207 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,591 a month, all in. That figure is an illustration, not a quote.
Is 40 Water Street freehold or a condo, and is there a monthly fee?
40 Water Street is a 2-storey detached home in Woolwich. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 40 Water Street have?
40 Water Street has 3 bedrooms and 3 bathrooms.
Does 40 Water Street have a garage and parking?
Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 4 spaces. In total the listing counts 5 parking spaces.
Does 40 Water Street have a finished basement?
The listing describes the basement as full, finished. Finished basement space is usually not counted in the square footage shown.
What style of home is 40 Water Street?
40 Water Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 40 Water Street, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 66.3 x 132 ft.
How is 40 Water Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 40 Water Street?
Property taxes are $4,611 a year (2026), or about $384 a month.
Where is 40 Water Street?
40 Water Street is in Woolwich. The nearest main intersection is Hachborn St E. The postal code is N0B 2N0.
Is 40 Water Street still for sale?
Yes. It is an active listing (MLS® X14114122). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 40 Water Street asking?
Similar detached homes for sale nearby right now include 50 Heron Point Lane at $824,900 (3 bed), 44 Weymouth Street at $849,900 (3 bed) and 105 Eva Drive at $850,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 40 Water Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 40 Water Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Woolwich, picked by style, size and price.
2-storey detached home$824,90050 Heron Point Lane, Woolwich3 bed · 3 bathCourtesy of: PSRView home →
2-storey detached home$849,90044 Weymouth Street, Woolwich3 bed · 3 bathCourtesy of: ROYAL LEPAGE WOLLE REALTYView home →
2-storey detached home$850,000105 Eva Drive, Woolwich3+1 bed · 4 bathCourtesy of: RE/MAX PRESIDENT REALTYView home →Courtesy of: RE/MAX Solid Gold Realty (II) Ltd
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.