About this home
Welcome to 40 Tremaine Terrace located in a prominent, exclusive, Cobourg residential neighbourhood on a quiet cul-de-sac bordering Lake Ontario. The fully fenced yard with mature maple trees & perennials provides a private oasis offering peace & tranquility overlooking Cobourg Creek & Lake Ontario. This recently renovated 4 bedroom + den, 3600 sq ft (approx) professional & stylish home offers a sleek, modern kitchen and appliances with centre island, a bright sun filled open living area which walks out to a spacious rear deck, complete with BBQ gas line. Perfect for entertaining! Main floor & second floor sophisticated Primary bedrooms with private ensuites. The bonus room above the garage makes a great gym or quiet private area for reading or reflection. New furnace 2025. The skylights, stained glass windows, fireplace, gas stove, crown mouldings, wood flooring, interlock driveway, second floor laundry, etc, are additional details suggesting a grand, thoughtful floor plan and a stunning home with attention to detail. Great value here!
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 3500-5000 sq ft
- Bedrooms
- 4
- Bathrooms
- 4
- Kitchens
- 1
- Rooms
- 16
- Basement
- Separate Entrance, Full, Unfinished
- Lot size
- 60 x 203.3 ft
- Faces
- North
- View
- Creek/Stream
- Approximate age
- 31-50 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 2
- Driveway spaces
- 4
- Total parking
- 6
- Parking features
- Private
Taxes & other
- Property taxes
- $9,245/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- TBA
- Cross street
- Tremaine St
- Neighbourhood
- Cobourg
More
- Price per sq ft
- ~$318 (at 4,250 sq ft)
- MLS® number
- X13014808
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The home and its surroundings
- Auto Garage Door Remote
- In-Law Capability
- Primary Bedroom - Main Floor
- Storage
- Cul de Sac/Dead End
- Fenced Yard
- Level
- Waterfront
- Deck
- Landscaped
- Privacy
- Year Round Living
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 40 Tremaine Terrace
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 40 Tremaine Terrace
Answers come straight from this home’s MLS® listing.
How much is 40 Tremaine Terrace listed for, and what would it cost each month?
40 Tremaine Terrace is listed for $1,350,000. With 20% down ($270,000), the mortgage payment would be roughly $5,446 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $6,216 a month, all in. That figure is an illustration, not a quote.
Is 40 Tremaine Terrace freehold or a condo, and is there a monthly fee?
40 Tremaine Terrace is a 2-storey detached home in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 40 Tremaine Terrace have?
40 Tremaine Terrace has 4 bedrooms and 4 bathrooms.
Does 40 Tremaine Terrace have a garage and parking?
Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 4 spaces. In total the listing counts 6 parking spaces.
Does 40 Tremaine Terrace have a finished basement?
The listing describes the basement as separate entrance, full, unfinished. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 40 Tremaine Terrace?
40 Tremaine Terrace is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 40 Tremaine Terrace, and what is the lot size?
The listing puts the home between 3,500 and 5,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 60 x 203.3 ft.
How is 40 Tremaine Terrace heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 40 Tremaine Terrace?
Property taxes are $9,245 a year (2026), or about $770 a month.
Where is 40 Tremaine Terrace?
40 Tremaine Terrace is in Cobourg. The nearest main intersection is Tremaine St. The postal code is K9A 5A8.
Is 40 Tremaine Terrace still for sale?
Yes. It is an active listing (MLS® X13014808). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 40 Tremaine Terrace asking?
Similar detached homes for sale nearby right now include 3 Hamilton Court at $1,350,000 (4+1 bed), 213 Suzanne Mess Boulevard at $1,299,900 (4+1 bed) and 138 Bagot Street at $1,599,900 (4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 40 Tremaine Terrace sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 40 Tremaine Terrace?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Cobourg, picked by style, size and price.
2-storey detached home$1,350,0003 Hamilton Court, Cobourg4+1 bed · 4 bath · CobourgCourtesy of: RE/MAX HALLMARK FIRST GROUP REALTY LTD.View home →
2-storey detached home$1,299,900213 Suzanne Mess Boulevard, Cobourg4+1 bed · 5 bath · CobourgCourtesy of: Right At Home RealtyView home →
2-storey detached home$1,599,900138 Bagot Street, Cobourg4 bed · 4 bath · CobourgCourtesy of: Homesmiths Real Estate Ltd.View home →Courtesy of: Royal LePage Frank Real Estate
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.