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For saleMLS® N13690844

386 Bear Road, Georgina Islands, ON L0E 1R0

Georgina Island, Georgina Islands · Near Chief Joseph Snake Rd & Bear Rd · View map

$699,000
6Beds
4Baths
3000–3500Sq ft
2-storey detached homeType
Detached · 2 spacesGarage
8 totalParking
$5,324/yrTaxes
Call / Text Will
$699,000
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Detached garage8 parking spaces in total
Lot 123 x 195 ftThe land comes with the home
WaterfrontOn the water
Central airCool all summer

About this home

Exceptional Georgina Island waterfront living on Lake Simcoe! Meticulously maintained & move-in ready! This approximately 3200 sq. ft. two storey cottage offers quiet privacy, luxurious living &, with 6 bedrooms, 4 bathrooms & two huge great rooms, space for family & friends. Accessible by either boat or a dedicated car/passenger ferry (see attached ferry schedule), the property has about 120 ft of waterfront & over 70 ft of composite/aluminum dock with a southern exposure, calm, clear & weed-free shallow water entry for easy boating, swimming, paddle-boarding, kayaking & canoeing. Lake views are fabulous, from inside through the floor-to-ceiling walls of windows on both levels and outside from sunny & shady spots on lawns large enough for games of all sorts. There is a lovely perennial rock garden by the large driveway off the well-cared for road as well as a double-door oversize garage with 100 amp electrical service, finished interior walls, room for 2 vehicles, lots of workshop space and a bonus finished loft above with a foosball table for more cottage fun. The cottage itself has 200 amp service with a whole-home surge protector & a 22kw Generac generator with automatic transfer which covers everything. For comfort, there is forced-air propane heating & central a/c & a HRV for always fresh indoor air. Some other top features: -excellent water treatment system with filtration & UV disinfection -LED potlights on main & upper level/ wood, slate & stone floors -vaulted ceilings on upper level -kitchen with stainless appliances & 2 walk in pantries -central vac with kitchen toe-kick -a dedicated propane line for the included Napoleon bbq on upper deck -Smart thermostat for remote control -Denon multi-speaker sound system -dedicated finished laundry room with laundry sink -new roofs (house & garage) 2023 -new hot water tank (2024) & new water softener (2025). Current land lease until 2056 with irrevocable option to renew until 2105!

The home

Type
2-storey detached home
Style
2-Storey
Square footage
3000-3500 sq ft
Bedrooms
6
Bathrooms
4
Kitchens
1
Rooms
16
Basement
None
Lot size
123 x 195 ft
Faces
South
Approximate age
16-30 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Carbon Monoxide Detectors, Smoke Detector
Exterior
Concrete

Heating & cooling

Heating fuel
Propane
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes
Central vacuum
Yes

Garage & parking

Garage
Detached
Garage spaces
2
Driveway spaces
6
Total parking
8
Parking features
Private

Taxes & other

Property taxes
$5,324/yr
Tax year
2026
Occupancy
Owner
Possession
TBD
Cross street
Chief Joseph Snake Rd & Bear Rd
Neighbourhood
Georgina Island

More

Price per sq ft
~$215 (at 3,250 sq ft)
MLS® number
N13690844

The home and its surroundings

  • Carpet Free
  • Central Vacuum
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Water Heater Owned
  • Water Softener
  • Water Treatment
  • ERV/HRV
  • Generator - Full
  • Water Purifier
  • Beach
  • Clear View
  • Lake Access
  • Lake/Pond
  • Marina
  • Waterfront
  • Deck
  • Fishing
  • Hot Tub
  • Patio
  • Privacy
  • Recreational Area
Want to know something that isn’t listed?
Estimated monthly cost$3,263per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    386 Bear Road, Georgina Islands, ON L0E 1R0

    Georgina Island, Georgina Islands · Near Chief Joseph Snake Rd & Bear Rd

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    Sold history

    Listing history for 386 Bear Road

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 386 Bear Road

    Answers come straight from this home’s MLS® listing.

    How much is 386 Bear Road listed for, and what would it cost each month?

    386 Bear Road is listed for $699,000. With 20% down ($139,800), the mortgage payment would be roughly $2,820 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,263 a month, all in. That figure is an illustration, not a quote.

    Is 386 Bear Road freehold or a condo, and is there a monthly fee?

    386 Bear Road is a 2-storey detached home in Georgina Island, Georgina Islands. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 386 Bear Road have?

    386 Bear Road has 6 bedrooms and 4 bathrooms.

    Does 386 Bear Road have a garage and parking?

    Yes. The listing shows the garage as detached, with room for 2 cars. The driveway adds 6 spaces. In total the listing counts 8 parking spaces.

    Does 386 Bear Road have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 386 Bear Road?

    386 Bear Road is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.

    How big is 386 Bear Road, and what is the lot size?

    The listing puts the home between 3,000 and 3,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 123 x 195 ft.

    How is 386 Bear Road heated and cooled?

    Heating is forced air (propane). Cooling is central air.

    What are the property taxes for 386 Bear Road?

    Property taxes are $5,324 a year (2026), or about $444 a month.

    Where is 386 Bear Road?

    386 Bear Road is in the Georgina Island community of Georgina Islands. The nearest main intersection is Chief Joseph Snake Rd & Bear Rd. The postal code is L0E 1R0.

    Is 386 Bear Road still for sale?

    Yes. It is an active listing (MLS® N13690844). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 386 Bear Road asking?

    Similar detached homes for sale nearby right now include 1699 Chief Joseph Snake Road at $599,000 (3 bed), 1082 Loon Road at $799,000 (3+1 bed) and 344 Loon Road E at $520,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 386 Bear Road sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 386 Bear Road?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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