38236 Fingal Line, Southwold, ON N5P 3S5
Middlemarch, Southwold · Near John Wise Line · View map
About this home
Own a Little Piece of History in Middlemarch! A charming country family home with character, space, and a story to tell. Located just a 2-minute drive to Southwold PS, this beautiful 4-bedroom home sits on a generous 1/2 acre lot and has been lovingly owned by the same family for the past 50 years. Steeped in local history, the property was once home to a post office, general store, and blacksmith shop, and has since been the place where a family was raised. The flexible living space on the main floor includes a family room featuring a freestanding gas fireplace, and hardwood flooring. A second living area at the front of the home provides even more room for relaxing. The office could also serve as a 5th bedroom, making this home ideal for a growing family, guests, or those working from home.The bright eat-in kitchen features a quartz countertop and sliding doors leading to a large deck with a power awning, providing the perfect spot for outdoor entertaining, or simply shade and privacy. Conveniently located off the kitchen are the laundry area and mudroom/pantry. The 28'x16' storage area could be used for a home gym. Upstairs, you'll find a 4 pc bathroom and four generously sized bedrooms, including two bedrooms with charming antique built-in closets.The utility basement includes two sump pumps, an owned hot water tank, and a gas furnace. One of the true gems of this property is the impressive 26'x 29' insulated and heated shop with mezzanine. Heated by a high-efficiency propane furnace, the shop provides an incredible space for hobbies, projects, storage, or a home-based workshop.A dust collector and additional equipment may be included, making this an exciting opportunity for anyone looking for a property where they can truly spread out and pursue their passion. The surrounding grounds attract an endless variety of birds and other wildlife, offering a peaceful country setting right at home.Fingal Wildlife Management Area is only an 8-minute drive away.
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 1500-2000 sq ft
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 13
- Basement
- Partial Basement
- Lot size
- 90.4 x 240.1 ft
- Faces
- North
- View
- Garden
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Window Unit(s)
- Fireplace
- Yes
Garage & parking
- Driveway spaces
- 9
- Total parking
- 9
- Parking features
- Private Triple
Taxes & other
- Property taxes
- $3,173/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- John Wise Line
- Neighbourhood
- Middlemarch
More
- Price per sq ft
- ~$302 (at 1,750 sq ft)
- MLS® number
- X13726666
No matching details. Ask Will instead
The home and its surroundings
- Water Heater Owned
- Sump Pump
- Upgraded Insulation
- School Bus Route
- School
- Deck
- Awnings
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
38236 Fingal Line, Southwold, ON N5P 3S5
Middlemarch, Southwold · Near John Wise Line
Get directionsWhat’s nearbySchools nearby
Open this tab to load nearby schools.
Your commute
Enter where you go every day to see real drive times:
Listing history for 38236 Fingal Line
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.
Frequently asked questions about 38236 Fingal Line
Answers come straight from this home’s MLS® listing.
How much is 38236 Fingal Line listed for, and what would it cost each month?
38236 Fingal Line is listed for $529,000. With 20% down ($105,800), the mortgage payment would be roughly $2,134 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,398 a month, all in. That figure is an illustration, not a quote.
Is 38236 Fingal Line freehold or a condo, and is there a monthly fee?
38236 Fingal Line is a 2-storey detached home in Middlemarch, Southwold. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 38236 Fingal Line have?
38236 Fingal Line has 4 bedrooms and 2 bathrooms.
Does 38236 Fingal Line have a garage and parking?
The listing does not show a garage. The driveway adds 9 spaces. In total the listing counts 9 parking spaces.
Does 38236 Fingal Line have a finished basement?
The listing describes the basement as partial basement.
What style of home is 38236 Fingal Line?
38236 Fingal Line is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 38236 Fingal Line, and what is the lot size?
The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 90.4 x 240.1 ft.
How is 38236 Fingal Line heated and cooled?
Heating is forced air (gas). Cooling is window unit(s).
What are the property taxes for 38236 Fingal Line?
Property taxes are $3,173 a year (2026), or about $264 a month.
Where is 38236 Fingal Line?
38236 Fingal Line is in the Middlemarch community of Southwold. The nearest main intersection is John Wise Line. The postal code is N5P 3S5.
Is 38236 Fingal Line still for sale?
Yes. It is an active listing (MLS® X13726666). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 38236 Fingal Line asking?
Similar detached homes for sale nearby right now include 9939 Florence Street at $544,900 (3 bed), 41805 North Street at $574,900 (3+3 bed) and 37388 LAKE Line at $599,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 38236 Fingal Line sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 38236 Fingal Line?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Middlemarch, picked by style, size and price.
2-storey detached home$544,9009939 Florence Street, Southwold3 bed · 4 bath · Southwold TownCourtesy of: ELGIN REALTY LIMITEDView home →
Detached bungalow$574,90041805 North Street, Southwold3+3 bed · 2 bath · Rural SouthwoldCourtesy of: THE REALTY FIRM INC.View home →
Detached bungalow$599,90037388 LAKE Line, Southwold3 bed · 1 bath · Rural SouthwoldCourtesy of: ELGIN REALTY LIMITEDView home →Courtesy of: ELGIN REALTY LIMITED
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.