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For saleMLS® X13863766

354 College Street, Cobourg, ON K9A 3V6

Cobourg · Near Division St & University Ave E · View map

$1,325,000
5Beds
3Baths
2500–3000Sq ft
2-storey detached homeType
2 totalParking
Partial Basement, UnfinishedBasement
$5,990/yrTaxes
Call / Text Will
$1,325,000
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Parking for 2Comes with the home
Lot 66 x 165 ftThe land comes with the home
Central airCool all summer
FireplaceCozy winters

About this home

Main-floor living, a private garden retreat & a separate, detached studio, just blocks from downtown Cobourg, waterfront trails and the beach! The Hough House, c.1867, pairs historic character with thoughtful updates, offering 5 bedrooms & 3 baths with flexibility for family, guests & working from home. The main-floor primary suite features dual walk-in closets with custom built-ins, dedicated 2-in-1 laundry machine & a luxury 3pc ensuite with heated floors, glass shower and custom storage. Direct access to a secluded hot tub deck from the primary creates a quiet place to unwind. At the heart of the home, the custom eat-in kitchen combines premium appliances, quartz counters, a generous centre island, built-in pantry & gas fireplace with views of the private courtyard as well as a walkout to the back yard. A formal dining room & formal living room combination form inviting spaces to gather, while the main floor family room is the perfect place to retreat. A south facing mudroom entry offers heated herringbone tile, built in fridge & impressive custom storage. Upstairs, four bedrooms with custom closets, an additional stackable laundry area & a beautifully finished 5pc bath with curbless shower, marble-topped vanity, toe-kick lighting & reeded soaker tub accommodate family & overnight guests. Outside, the south-facing courtyard is ready for dining & entertaining with a built-in gas BBQ & integrated speakers. Perennial gardens, flagstone paths & landscape lighting extend the experience into the private backyard. A detached approx. 492 sq. ft. studio/workshop, equipped with a heat pump, electric heat & wood stove, offers space for creative work, hobbies or an office separate from the house. Capital improvements include windows, doors, plumbing, electrical, insulation, roofing, decking & lighting. A distinctive combination of downtown convenience, main-floor comfort & space to make your own.

The home

Type
2-storey detached home
Style
2-Storey
Square footage
2500-3000 sq ft
Bedrooms
5
Bathrooms
3
Kitchens
1
Rooms
12
Basement
Partial Basement, Unfinished
Lot size
66 x 165 ft
Faces
East

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Wood

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Driveway spaces
2
Total parking
2
Parking features
Private, Tandem

Taxes & other

Property taxes
$5,990/yr
Tax year
2026
Occupancy
Owner
Possession
TBD
Cross street
Division St & University Ave E
Neighbourhood
Cobourg

More

Price per sq ft
~$482 (at 2,750 sq ft)
MLS® number
X13863766

The home and its surroundings

  • Primary Bedroom - Main Floor
  • Sump Pump
Want to know something that isn’t listed?
Estimated monthly cost$5,844per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    354 College Street, Cobourg, ON K9A 3V6

    Cobourg · Near Division St & University Ave E

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    Sold history

    Listing history for 354 College Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 354 College Street

    Answers come straight from this home’s MLS® listing.

    How much is 354 College Street listed for, and what would it cost each month?

    354 College Street is listed for $1,325,000. With 20% down ($265,000), the mortgage payment would be roughly $5,345 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $5,844 a month, all in. That figure is an illustration, not a quote.

    Is 354 College Street freehold or a condo, and is there a monthly fee?

    354 College Street is a 2-storey detached home in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 354 College Street have?

    354 College Street has 5 bedrooms and 3 bathrooms.

    Does 354 College Street have a garage and parking?

    The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.

    Does 354 College Street have a finished basement?

    The listing describes the basement as partial basement, unfinished.

    What style of home is 354 College Street?

    354 College Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.

    How big is 354 College Street, and what is the lot size?

    The listing puts the home between 2,500 and 3,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 66 x 165 ft.

    How is 354 College Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 354 College Street?

    Property taxes are $5,990 a year (2026), or about $499 a month.

    Where is 354 College Street?

    354 College Street is in Cobourg. The nearest main intersection is Division St & University Ave E. The postal code is K9A 3V6.

    Is 354 College Street still for sale?

    Yes. It is an active listing (MLS® X13863766). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 354 College Street asking?

    Similar detached homes for sale nearby right now include 997 Trailsview Avenue at $1,009,990 (5 bed), 227 Queen Street at $999,999 (5 bed) and 3 Hamilton Court at $1,350,000 (4+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 354 College Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 354 College Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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