28 Elgin Street, Northern Bruce Peninsula, ON N0H 2R0
Northern Bruce Peninsula · Near Harpur Drive & Elgin Street · View map
About this home
Located on the North-shore of Tobermory, this stunning 2-acre property is an oasis waiting for you! Offering over 200ft of clean, rocky shoreline on Georgian Bay, a large pond, gardens and various outdoor sitting areas, there are many areas to entertain and relax. Listen to the sound of the waves along the shoreline as you watch the boats go by to the islands. Enjoy a campfire by the pond, or a picnic with the grandchildren. The 12'x16' garage nearby offers great storage for water toys or gardening tools. There are various water taps throughout the property for ease! Sitting proudly atop the escarpment, the 4-season residence features 4 bedrooms, 2.5 bathrooms and 2,979sq.ft. of living space. Enter the tiled foyer and hang up your coat in the mudroom. The attached 2-car garage provides direct access to the home, and a potential workshop, currently used as an office. A great room welcomes you in as you, featuring a solarium and propane fireplace. A secondary family room offers a great play space or home gym. The custom kitchen features SS appliances, pull-out drawers, undercabinet lighting, a breakfast bar and granite countertops. Open to the dining room, you are afforded stunning lake views, and access to the water-side patio with built-in seating and a BBQ station. Inside, an oversized laundry room doubles as a pantry, while a 2Pc bathroom and main-floor bedroom round out the main level. Climb the stairs to the loft and enjoy elevated views of Georgian Bay from the library. The Primary suite offers a 3Pc ensuite, WIC as well as private deck. Two additional large bedrooms share a 4Pc family bathroom. Outside, the 20'x30' detached garage provides more room for guests with the upper level bunkie! The lower level is insulated and RI for in-floor heating. Enjoy hiking the Bruce Trail, visiting local shops, strolling the public beaches or scuba diving the clear waters of Georgian Bay and Lake Huron. Opportunity awaits on Georgian Bay, sited minutes to Tobermory!
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 2500-3000 sq ft
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 18
- Basement
- Crawl Space
- Lot size
- 200 x 557 ft
- Faces
- North
- View
- Lake, Trees/Woods, Water
- Approximate age
- 31-50 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Stone
Heating & cooling
- Heating fuel
- Propane
- Heating type
- Forced Air
- Fireplace
- Yes
- Central vacuum
- Yes
Garage & parking
- Garage
- Attached
- Garage spaces
- 4
- Driveway spaces
- 4
- Total parking
- 8
- Parking features
- Circular Drive, Private
Taxes & other
- Property taxes
- $13,033/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- 30-60 Days TBD
- Cross street
- Harpur Drive & Elgin Street
- Neighbourhood
- Northern Bruce Peninsula
More
- Price per sq ft
- ~$504 (at 2,750 sq ft)
- MLS® number
- X13417836
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The home and its surroundings
- Atrium
- Built-In Oven
- Central Vacuum
- Water Heater Owned
- Water Treatment
- Lake Access
- Lake/Pond
- Part Cleared
- School
- Sloping
- Waterfront
- Landscaped
- Patio
- Privacy
- Private Pond
- Recreational Area
- Year Round Living
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
28 Elgin Street, Northern Bruce Peninsula, ON N0H 2R0
Northern Bruce Peninsula · Near Harpur Drive & Elgin Street
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Listing history for 28 Elgin Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 28 Elgin Street
Answers come straight from this home’s MLS® listing.
How much is 28 Elgin Street listed for, and what would it cost each month?
28 Elgin Street is listed for $1,385,000. With 20% down ($277,000), the mortgage payment would be roughly $5,587 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $6,673 a month, all in. That figure is an illustration, not a quote.
Is 28 Elgin Street freehold or a condo, and is there a monthly fee?
28 Elgin Street is a 2-storey detached home in Northern Bruce Peninsula. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 28 Elgin Street have?
28 Elgin Street has 4 bedrooms and 3 bathrooms.
Does 28 Elgin Street have a garage and parking?
Yes. The listing shows the garage as attached, with room for 4 cars. The driveway adds 4 spaces. In total the listing counts 8 parking spaces.
Does 28 Elgin Street have a finished basement?
The listing describes the basement as crawl space.
What style of home is 28 Elgin Street?
28 Elgin Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 28 Elgin Street, and what is the lot size?
The listing puts the home between 2,500 and 3,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 200 x 557 ft.
How is 28 Elgin Street heated and cooled?
Heating is forced air (propane). The listing does not show air conditioning.
What are the property taxes for 28 Elgin Street?
Property taxes are $13,033 a year (2026), or about $1,086 a month.
Where is 28 Elgin Street?
28 Elgin Street is in Northern Bruce Peninsula. The nearest main intersection is Harpur Drive & Elgin Street. The postal code is N0H 2R0.
Is 28 Elgin Street still for sale?
Yes. It is an active listing (MLS® X13417836). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 28 Elgin Street asking?
Similar detached homes for sale nearby right now include 127 Pine Tree Harbour Road at $1,299,000 (3 bed), 579 Cape Hurd Road at $1,150,000 (3 bed) and 584 Warner Bay Road at $1,125,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 28 Elgin Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 28 Elgin Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Northern Bruce Peninsula, picked by style, size and price.
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2-storey detached home$1,150,000579 Cape Hurd Road, Northern Bruce Peninsula3 bed · 2 bath · Northern Bruce PeninsulaCourtesy of: Shanahan Realty Inc.View home →
2-storey detached home$1,125,000584 Warner Bay Road, Northern Bruce Peninsula3 bed · 3 bath · Northern Bruce PeninsulaCourtesy of: Royal LePage Royal City RealtyView home →Courtesy of: RE/MAX Grey Bruce Realty Inc.
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.