25 Central Street, Waterloo, ON N2L 3A5
Waterloo · Near Central street and King street · View map
About this home
Welcome to 25 Central Street, Waterloo-a beautifully updated century home offering timeless character, modern upgrades, and an unbeatable location in the heart of Uptown Waterloo. This charming 4-bedroom, 2-bathroom home boasts outstanding curb appeal with a spacious covered front porch, the perfect place to relax and enjoy the neighbourhood. Step inside and be welcomed by the home's stunning original curved staircase, setting the tone for the character and craftsmanship found throughout. To the right, the bright and inviting living room flows seamlessly into the formal dining room, creating an ideal space for everyday living and entertaining. Off the dining room, a second staircase leads to the upper level, adding both convenience and classic charm. The custom-designed kitchen has been thoughtfully renovated with quartz countertops, under-cabinet lighting, brand-new stainless steel appliances, and plenty of workspace. Just off the kitchen is a bright sunroom that provides additional living space and direct access to the peaceful backyard. The main floor also features a versatile bedroom that can easily serve as a home office, along with a convenient 3-piece bathroom. Upstairs you'll find three spacious bedrooms and an updated 4-piece bathroom. One of the upper bedrooms includes a staircase leading to the unfinished attic, offering excellent storage or future potential. Soaring 9-foot ceilings, new solid maple hardwood flooring, and new wood Thermopane windows throughout beautifully blend historic elegance with modern comfort. Additional updates include a recent high-efficiency forced air gas furnace and new central AC for year-round comfort. Outside, enjoy a quiet backyard complete with a garden shed and parking for two vehicles. Located in the centre of Uptown, this home is within walking distance of restaurants, shopping, Waterloo Park, Universities and countless other amenities. A rare opportunity to own a beautifully renovated character home in Waterloo!
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 1500-2000 sq ft
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 11
- Basement
- Walk-Out, Partially Finished
- Lot size
- 45 x 104.8 ft
- Faces
- South
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick, Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Driveway spaces
- 2
- Total parking
- 2
- Parking features
- Private
Taxes & other
- Property taxes
- $5,500/yr
- Tax year
- 2026
- Occupancy
- Vacant
- Possession
- Flexible
- Cross street
- Central street and King street
More
- Price per sq ft
- ~$485 (at 1,750 sq ft)
- MLS® number
- X13792160
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The home and its surroundings
- Water Heater
- Park
- Place Of Worship
- School
- Library
- Golf
- Porch
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
25 Central Street, Waterloo, ON N2L 3A5
Waterloo · Near Central street and King street
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Listing history for 25 Central Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 25 Central Street
Answers come straight from this home’s MLS® listing.
How much is 25 Central Street listed for, and what would it cost each month?
25 Central Street is listed for $849,000. With 20% down ($169,800), the mortgage payment would be roughly $3,425 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,883 a month, all in. That figure is an illustration, not a quote.
Is 25 Central Street freehold or a condo, and is there a monthly fee?
25 Central Street is a 2-storey detached home in Waterloo. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 25 Central Street have?
25 Central Street has 4 bedrooms and 2 bathrooms.
Does 25 Central Street have a garage and parking?
The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.
Does 25 Central Street have a finished basement?
The listing describes the basement as walk-out, partially finished. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 25 Central Street?
25 Central Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 25 Central Street, and what is the lot size?
The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 45 x 104.8 ft.
How is 25 Central Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 25 Central Street?
Property taxes are $5,500 a year (2026), or about $458 a month.
Where is 25 Central Street?
25 Central Street is in Waterloo. The nearest main intersection is Central street and King street. The postal code is N2L 3A5.
Is 25 Central Street still for sale?
Yes. It is an active listing (MLS® X13792160). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 25 Central Street asking?
Similar detached homes for sale nearby right now include 697 Rhine Fall Drive at $875,000 (4 bed), 488 Heather Hill Place at $999,000 (4+1 bed) and 733 Chesapeake Drive at $999,900 (4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 25 Central Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 25 Central Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Waterloo, picked by style, size and price.
2-storey detached home$875,000697 Rhine Fall Drive, Waterloo4 bed · 2 bathCourtesy of: EXP REALTYView home →
2-storey detached home$999,000488 Heather Hill Place, Waterloo4+1 bed · 1 bathCourtesy of: HOMELIFE/MIRACLE REALTY LTDView home →
2-storey detached home$999,900733 Chesapeake Drive, Waterloo4 bed · 4 bathCourtesy of: RIGHT AT HOME REALTYView home →Courtesy of: ROYAL LEPAGE WOLLE REALTY
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.