20 VICTORIA Street, St. Thomas, ON N5R 2E5
St. Thomas · Near Stanley st& Victoria · View map
About this home
Come home to 20 Victoria St in St. Thomas, a beautifully updated two-storey yellow brick home nestled in the sought-after Courthouse neighbourhood. The second floor offers four spacious bedrooms, a full 4-piece bathroom, and access to a versatile loft space-perfect for a playroom, home office, or potential additional bedroom (just needs stairs).The main level features a welcoming foyer, bright and spacious principal rooms, an updated kitchen, dining area, and a walk-in pantry that could also be converted into a convenient laundry space, with direct access to a private back deck.The finished lower level includes a recreation room, laundry closet, 3-piece bathroom, and additional storage. The home is equipped with in-floor heating throughout and a ductless system on the second floor for both heating and cooling, updated AC unit. Added sound insulation between levels enhances comfort and privacy.Offering generous space for families or couples alike, this home also includes street parking with two neighbourhood passes (winter permits available separately), meaning no driveway maintenance.The Courthouse neighbourhood is one of St. Thomas' most charming and sought-after pockets, known for its mature tree-lined streets, historic homes, and strong sense of community. Centered around the iconic Elgin County Courthouse, the area offers a unique blend of character, walkability, and everyday convenience. With close proximity to parks, schools, and local amenities, it's a neighbourhood that combines timeless appeal with a truly livable lifestyle.
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 8
- Basement
- Full, Finished
- Lot size
- 29 x 66 ft
- Faces
- South
- Approximate age
- 51-99 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Wood, Brick
Heating & cooling
- Heating fuel
- Ground Source
- Heating type
- Radiant
- Fireplace
- Yes
Garage & parking
- Total parking
- None
Taxes & other
- Property taxes
- $2,936/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- 30-59 days
- Cross street
- Stanley st& Victoria
- Neighbourhood
- St. Thomas
More
- Price per sq ft
- ~$381 (at 1,300 sq ft)
- MLS® number
- X13753826
No matching details. Ask Will instead
The home and its surroundings
- Separate Heating Controls
- Water Meter
- Upgraded Insulation
- Water Heater
- Sump Pump
- Deck
- Porch
- Privacy
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
20 VICTORIA Street, St. Thomas, ON N5R 2E5
St. Thomas · Near Stanley st& Victoria
Get directionsWhat’s nearbySchools nearby
Open this tab to load nearby schools.
Your commute
Enter where you go every day to see real drive times:
Listing history for 20 VICTORIA Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.
Frequently asked questions about 20 VICTORIA Street
Answers come straight from this home’s MLS® listing.
How much is 20 VICTORIA Street listed for, and what would it cost each month?
20 VICTORIA Street is listed for $495,000. With 20% down ($99,000), the mortgage payment would be roughly $1,997 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,241 a month, all in. That figure is an illustration, not a quote.
Is 20 VICTORIA Street freehold or a condo, and is there a monthly fee?
20 VICTORIA Street is a 2-storey detached home in St. Thomas. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 20 VICTORIA Street have?
20 VICTORIA Street has 4 bedrooms and 2 bathrooms.
Does 20 VICTORIA Street have a garage and parking?
The listing does not show a garage. The listing does not include a parking space.
Does 20 VICTORIA Street have a finished basement?
The listing describes the basement as full, finished. Finished basement space is usually not counted in the square footage shown.
What style of home is 20 VICTORIA Street?
20 VICTORIA Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 20 VICTORIA Street, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 29 x 66 ft.
How is 20 VICTORIA Street heated and cooled?
Heating is radiant (ground source). The listing does not show air conditioning.
What are the property taxes for 20 VICTORIA Street?
Property taxes are $2,936 a year (2026), or about $245 a month.
Where is 20 VICTORIA Street?
20 VICTORIA Street is in St. Thomas. The nearest main intersection is Stanley st& Victoria. The postal code is N5R 2E5.
Is 20 VICTORIA Street still for sale?
Yes. It is an active listing (MLS® X13753826). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 20 VICTORIA Street asking?
Similar detached homes for sale nearby right now include 25 Locust Street at $499,000 (4 bed), 44 South Edgeware Road at $479,900 (4 bed) and 10 MEDA Street at $459,900 (4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 20 VICTORIA Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 20 VICTORIA Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near St. Thomas, picked by style, size and price.
2-storey detached home$499,00025 Locust Street, St. Thomas4 bed · 2 bath · St. ThomasCourtesy of: ELGIN REALTY LIMITEDView home →
2-storey detached home$479,90044 South Edgeware Road, St. Thomas4 bed · 2 bath · St. ThomasCourtesy of: SUTTON GROUP - SELECT REALTYView home →
2-storey detached home$459,90010 MEDA Street, St. Thomas4 bed · 3 bath · St. ThomasCourtesy of: RE/MAX REAL ESTATE CENTRE INC.View home →Courtesy of: REMAX YOUR COMMUNITY REALTY
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.