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For saleMLS® X14119374

20 Kirk Street, St. Catharines, ON L2S 1B7

458 - Western Hill, St. Catharines · Near POWERVIEW · View map

$385,000
3Beds
1Baths
700–1100Sq ft
1½-storey detached homeType
Detached · 1 spaceGarage
3 totalParking
Crawl SpaceBasement
$2,720/yrTaxes
Call / Text Will
$385,000
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Detached garage3 parking spaces in total
Fenced yardYour own outdoor space
Lot 39.1 x 105 ftThe land comes with the home
Central airCool all summer

About this home

Move In and Enjoy!!This lovely home is full of charm, character, and some pretty impressive updates! Let's start with the big-ticket items. Roof (2020), furnace and A/C (2026), hot water tank (2024), plus a few other notable improvements. Come for the quirky layout, but stay for the coziness! Featuring 3 bedrooms, including one conveniently located on the main floor, a separate dining area, a spacious kitchen with plenty of room for everyone to pitch in, and a single-car garage ( 15x19 ) with a 35 amp panel. Step outside and enjoy the brand-new front deck, completed just a month ago! Freshly painted and ready for its next chapter, this home is just a 5-minute walk to school and close to parks and bus routes, while still offering the privacy and peaceful feel of a quiet neighbourhood. A little charm, a little character, and a whole lot to love!

The home

Type
1½-storey detached home
Style
1 1/2 Storey
Square footage
700-1100 sq ft
Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
7
Basement
Crawl Space
Lot size
39.1 x 105 ft
Faces
South
Approximate age
51-99 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Aluminum Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage
Detached
Garage spaces
1
Driveway spaces
2
Total parking
3
Parking features
Private

Taxes & other

Property taxes
$2,720/yr
Tax year
2025
Occupancy
Vacant
Possession
IMMEDIATE
Cross street
POWERVIEW
Neighbourhood
458 - Western Hill

More

Price per sq ft
~$428 (at 900 sq ft)
MLS® number
X14119374

The home and its surroundings

  • Primary Bedroom - Main Floor
  • Sump Pump
  • Fenced Yard
  • Park
  • School
Want to know something that isn’t listed?
Estimated monthly cost$1,780per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    20 Kirk Street, St. Catharines, ON L2S 1B7

    458 - Western Hill, St. Catharines · Near POWERVIEW

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    Sold history

    Listing history for 20 Kirk Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 20 Kirk Street

    Answers come straight from this home’s MLS® listing.

    How much is 20 Kirk Street listed for, and what would it cost each month?

    20 Kirk Street is listed for $385,000. With 20% down ($77,000), the mortgage payment would be roughly $1,553 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $1,780 a month, all in. That figure is an illustration, not a quote.

    Is 20 Kirk Street freehold or a condo, and is there a monthly fee?

    20 Kirk Street is a 1½-storey detached home in 458 - Western Hill, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 20 Kirk Street have?

    20 Kirk Street has 3 bedrooms and 1 bathroom. The listing gives the style as 1 1/2 storey.

    Does 20 Kirk Street have a garage and parking?

    Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 2 spaces. In total the listing counts 3 parking spaces.

    Does 20 Kirk Street have a finished basement?

    The listing describes the basement as crawl space.

    What style of home is 20 Kirk Street?

    20 Kirk Street is a 1½-storey detached home. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.

    How big is 20 Kirk Street, and what is the lot size?

    The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 39.1 x 105 ft.

    How is 20 Kirk Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 20 Kirk Street?

    Property taxes are $2,720 a year (2025), or about $227 a month.

    Where is 20 Kirk Street?

    20 Kirk Street is in the 458 - Western Hill community of St. Catharines. The nearest main intersection is POWERVIEW. The postal code is L2S 1B7.

    Is 20 Kirk Street still for sale?

    Yes. It is an active listing (MLS® X14119374). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 20 Kirk Street asking?

    Similar detached homes for sale nearby right now include 19 Bailey Street at $358,000 (3 bed), 42 Union Street at $349,900 (3 bed) and 6 Glen Avenue at $329,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 20 Kirk Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 20 Kirk Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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