195 Water Street, Lucan Biddulph, ON N0M 2J0
Lucan, Lucan Biddulph · Near William St and Main St · View map
About this home
Offering the charm of a century home with the benefits of extensive modern reconstruction, this impressive Water Street property in Lucan has been thoughtfully updated from top to bottom. Extensive improvements include electrical, plumbing, HVAC, insulation, structural reinforcement, and quality finishes throughout, offering peace of mind and move-in-ready living. Ideally located within walking distance of downtown, the Lucan Community Memorial Centre, schools, parks, grocery stores, and restaurants. The main floor features an open-concept kitchen, dining, and living area with butcher block countertops, ample cabinetry, and a spacious pantry. Two bedrooms, a renovated 3-piece bathroom, and main-floor laundry add everyday convenience. Upstairs, three additional bedrooms and an updated 4-piece bathroom provide flexibility for family, guests, or a home office. Original details include coffered wainscoting, tray ceilings, shiplap accents, and a restored oversized pocket door dating back to the 1880s. Outside, enjoy a fully fenced backyard with a covered deck and two storage sheds. One shed is insulated and equipped with hydro and heat, making it ideal for a workshop or hobby space. A rare opportunity to own a thoughtfully updated five-bedroom home with extensive modern improvements, a flexible layout, and a convenient location in the heart of Lucan. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property!
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 1500-2000 sq ft
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 11
- Basement
- Crawl Space
- Lot size
- 49.8 x 113.5 ft
- Faces
- West
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Driveway spaces
- 4
- Total parking
- 4
- Parking features
- Private Double
Taxes & other
- Property taxes
- $2,636/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Contact listing team
- Cross street
- William St and Main St
- Neighbourhood
- Lucan
More
- Price per sq ft
- ~$343 (at 1,750 sq ft)
- MLS® number
- X14030272
No matching details. Ask Will instead
The home and its surroundings
- Water Heater Owned
- Upgraded Insulation
- Park
- School
- Deck
- Landscaped
- Porch
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
195 Water Street, Lucan Biddulph, ON N0M 2J0
Lucan, Lucan Biddulph · Near William St and Main St
Get directionsWhat’s nearbySchools nearby
Open this tab to load nearby schools.
Your commute
Enter where you go every day to see real drive times:
Listing history for 195 Water Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.
Frequently asked questions about 195 Water Street
Answers come straight from this home’s MLS® listing.
How much is 195 Water Street listed for, and what would it cost each month?
195 Water Street is listed for $599,900. With 20% down ($119,980), the mortgage payment would be roughly $2,420 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,639 a month, all in. That figure is an illustration, not a quote.
Is 195 Water Street freehold or a condo, and is there a monthly fee?
195 Water Street is a 2-storey detached home in Lucan, Lucan Biddulph. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 195 Water Street have?
195 Water Street has 5 bedrooms and 2 bathrooms.
Does 195 Water Street have a garage and parking?
The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.
Does 195 Water Street have a finished basement?
The listing describes the basement as crawl space.
What style of home is 195 Water Street?
195 Water Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 195 Water Street, and what is the lot size?
The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 49.8 x 113.5 ft.
How is 195 Water Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 195 Water Street?
Property taxes are $2,636 a year (2025), or about $220 a month.
Where is 195 Water Street?
195 Water Street is in the Lucan community of Lucan Biddulph. The nearest main intersection is William St and Main St. The postal code is N0M 2J0.
Is 195 Water Street still for sale?
Yes. It is an active listing (MLS® X14030272). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 195 Water Street asking?
Similar detached homes for sale nearby right now include 312 Beech Street at $699,900 (4 bed), 376 BEECH Street at $599,900 (3 bed) and 363 Beech Street at $574,500 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 195 Water Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 195 Water Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Lucan, picked by style, size and price.
2-storey detached home$699,900312 Beech Street, Lucan Biddulph4 bed · 4 bath · LucanCourtesy of: COLDWELL BANKER DAWNFLIGHT REALTY BROKERAGEView home →
2-storey detached home$599,900376 BEECH Street, Lucan Biddulph3 bed · 3 bath · LucanCourtesy of: COLDWELL BANKER DAWNFLIGHT REALTY BROKERAGEView home →
2-storey detached home$574,500363 Beech Street, Lucan Biddulph3 bed · 3 bath · LucanCourtesy of: CENTURY 21 FIRST CANADIAN CORP.View home →Courtesy of: RE/MAX A-B Realty Ltd
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.