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For saleMLS® X13062872

190 4th Street W, Owen Sound, ON N4K 3J9

Owen Sound · Near 2nd Ave E & 4th St W · View map

$799,000
3Beds
2Baths
2500–3000Sq ft
2-storey detached homeType
2 totalParking
Unfinished, Walk-OutBasement
$6,312/yrTaxes
Call / Text Will
$799,000
FreeholdNo monthly condo fee
Parking for 2Comes with the home
Walk-out basementIts own way outside
Lot 67 x 110 ftThe land comes with the home
WaterfrontOn the water
Central airCool all summer

About this home

A remarkable transformation defines this elegant Waterfront century home, where timeless character meets thoughtful stylish upgrades. Set on one of Owen Sound's most desirable streets, this stately & distinguished residence offers a rare opportunity to enjoy refined living in a truly picturesque setting. Striking curb appeal draws you in, while the private backyard opens onto the sparkling waters of the Sydenham River creating a serene, ever-changing natural backdrop that can be enjoyed year-round. Inside, this impressive home has been beautifully revitalized. Carpeting has been removed revealing the original hardwood floors that have been restored, now showcasing their full warmth and character throughout. The home's original wiring has also been replaced, offering peace of mind alongside its historic charm. The main floor features inviting principal rooms, including a comfortable living room, a formal dining space ideal for entertaining, a convenient 2-piece bath and a well-designed kitchen with an adjoining breakfast nook overlooking the river. A standout feature is the sunroom, filled with natural light and framed by expansive windows that capture breathtaking views of the river, gardens and surrounding wildlife in every season. Follow the newly refinished wood staircase to the upper level where a thoughtfully designed layout includes a cozy reading nook, a spacious 4-piece bath and a generous primary bedroom complete with a bright office or sitting area perfect for quiet mornings or working from home. An unfinished loft offers exciting potential for additional living space, studio, or guest accommodations, while the attached inside entry potting shed provides practical enclosed storage. This is more than a home .... it's a stunning yet charming Riverside Retreat where history, nature and traditional comfort come together seamlessly.

The home

Type
2-storey detached home
Style
2 1/2 Storey
Square footage
2500-3000 sq ft
Bedrooms
3
Bathrooms
2
Kitchens
1
Rooms
9
Basement
Unfinished, Walk-Out
Lot size
67 x 110 ft
Faces
North
View
River, Water
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Carbon Monoxide Detectors, Smoke Detector
Exterior
Brick

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Driveway spaces
2
Total parking
2
Parking features
Private

Taxes & other

Property taxes
$6,312/yr
Tax year
2025
Occupancy
Vacant
Possession
Flexible
Cross street
2nd Ave E & 4th St W
Neighbourhood
Owen Sound

More

Price per sq ft
~$291 (at 2,750 sq ft)
MLS® number
X13062872

The home and its surroundings

  • Sump Pump
  • Workbench
  • Hospital
  • Library
  • Park
  • Rec./Commun.Centre
  • River/Stream
  • School
  • Landscaped
  • Year Round Living
Want to know something that isn’t listed?
Estimated monthly cost$3,749per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    190 4th Street, Owen Sound, ON N4K 3J9

    Owen Sound · Near 2nd Ave E & 4th St W

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    Sold history

    Listing history for 190 4th Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 190 4th Street W

    Answers come straight from this home’s MLS® listing.

    How much is 190 4th Street W listed for, and what would it cost each month?

    190 4th Street W is listed for $799,000. With 20% down ($159,800), the mortgage payment would be roughly $3,223 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,749 a month, all in. That figure is an illustration, not a quote.

    Is 190 4th Street W freehold or a condo, and is there a monthly fee?

    190 4th Street W is a 2-storey detached home in Owen Sound. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 190 4th Street W have?

    190 4th Street W has 3 bedrooms and 2 bathrooms. The listing gives the style as 2 1/2 storey.

    Does 190 4th Street W have a garage and parking?

    The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.

    Does 190 4th Street W have a finished basement?

    The listing describes the basement as unfinished, walk-out. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 190 4th Street W?

    190 4th Street W is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.

    How big is 190 4th Street W, and what is the lot size?

    The listing puts the home between 2,500 and 3,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 67 x 110 ft.

    How is 190 4th Street W heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 190 4th Street W?

    Property taxes are $6,312 a year (2025), or about $526 a month.

    Where is 190 4th Street W?

    190 4th Street W is in Owen Sound. The nearest main intersection is 2nd Ave E & 4th St W. The postal code is N4K 3J9.

    Is 190 4th Street W still for sale?

    Yes. It is an active listing (MLS® X13062872). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 190 4th Street W asking?

    Similar detached homes for sale nearby right now include 590 4TH Street E at $675,000 (3 bed), 1510 7th Avenue W at $749,000 (3 bed) and 449 6th Avenue W at $899,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 190 4th Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 190 4th Street W?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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