164 University Avenue W, Cobourg, ON K9A 2H2
Cobourg · Near University & Ontario · View map
About this home
Welcome to 164 University Avenue West, Cobourg! Built in 1916, this charming detached home blends character with thoughtful updates. The delightful front porch sparkles with twinkling lights on summer evenings and looks beautiful year-round, creating a warm and welcoming first impression. Inside, refinished hardwood floors span both levels, complemented by fresh Benjamin Moore White Dove paint throughout. The bright, elegant living room offers a lovely space to relax and entertain, featuring a vintage brick fireplace with the potential for a modern gas insert. The spacious, updated and reconfigured kitchen boasts stainless steel appliances, pot lights, an island and a classic, functional butler's pantry, combining everyday convenience with timeless appeal. The inviting dining area is perfect for intimate dinners and memorable gatherings, while newer front and back doors add a fresh touch. Upstairs, three bedrooms include a spacious primary bedroom accommodating a king-size bed, along with the main bathroom. A unique second-floor sunroom overlooks the generous backyard, providing a peaceful retreat for a home office, yoga practice or quiet morning coffee. The basement adds versatility with a three-piece bathroom, laundry area and a separate room ideal for storage, a TV room or additional living space. The distinctive L-shaped lot features a detached garage and driveway accessed from Ball Street, along with additional parking at the front of the home, west of the porch. Enjoy a short walk to downtown Cobourg's shops, restaurants and local amenities, as well as renowned Victoria Beach and its beautiful waterfront. An appealing opportunity to own a character-filled home offering thoughtful updates, versatile living spaces and exceptional value in an established neighbourhood. Enjoy the best of downtown living and lakeside leisure, all close at hand. Offers anytime.
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 8
- Basement
- Partially Finished
- Lot size
- 41.4 x 113 ft
- Faces
- North
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Detached
- Garage spaces
- 1
- Driveway spaces
- 2
- Total parking
- 3
- Parking features
- Private
Taxes & other
- Property taxes
- $3,687/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- 30-60 days
- Cross street
- University & Ontario
- Neighbourhood
- Cobourg
More
- Price per sq ft
- ~$461 (at 1,300 sq ft)
- MLS® number
- X14111222
No matching details. Ask Will instead
The home and its surroundings
- Carpet Free
- In-Law Capability
- Porch
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
164 University Avenue, Cobourg, ON K9A 2H2
Cobourg · Near University & Ontario
Get directionsWhat’s nearbySchools nearby
Open this tab to load nearby schools.
Your commute
Enter where you go every day to see real drive times:
Listing history for 164 University Avenue
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.
Frequently asked questions about 164 University Avenue W
Answers come straight from this home’s MLS® listing.
How much is 164 University Avenue W listed for, and what would it cost each month?
164 University Avenue W is listed for $599,000. With 20% down ($119,800), the mortgage payment would be roughly $2,416 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,723 a month, all in. That figure is an illustration, not a quote.
Is 164 University Avenue W freehold or a condo, and is there a monthly fee?
164 University Avenue W is a 2-storey detached home in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 164 University Avenue W have?
164 University Avenue W has 3 bedrooms and 2 bathrooms.
Does 164 University Avenue W have a garage and parking?
Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 2 spaces. In total the listing counts 3 parking spaces.
Does 164 University Avenue W have a finished basement?
The listing describes the basement as partially finished. Finished basement space is usually not counted in the square footage shown.
What style of home is 164 University Avenue W?
164 University Avenue W is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 164 University Avenue W, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 41.4 x 113 ft.
How is 164 University Avenue W heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 164 University Avenue W?
Property taxes are $3,687 a year (2026), or about $307 a month.
Where is 164 University Avenue W?
164 University Avenue W is in Cobourg. The nearest main intersection is University & Ontario. The postal code is K9A 2H2.
Is 164 University Avenue W still for sale?
Yes. It is an active listing (MLS® X14111222). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 164 University Avenue W asking?
Similar detached homes for sale nearby right now include 7 University Avenue E at $510,000 (3 bed), 325 Ball Street at $555,000 (3 bed) and 44 James Street W at $650,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 164 University Avenue sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 164 University Avenue W?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Cobourg, picked by style, size and price.
2-storey detached home$510,0007 University Avenue E, Cobourg3 bed · 3 bath · CobourgCourtesy of: Re/Max Impact RealtyView home →
2-storey detached home$555,000325 Ball Street, Cobourg3 bed · 2 bath · CobourgCourtesy of: Keller Williams Energy Real EstateView home →
2-storey detached home$650,00044 James Street W, Cobourg3 bed · 2 bath · CobourgCourtesy of: RE/MAX HALLMARK FIRST GROUP REALTY LTD.View home →Courtesy of: Century 21 United Realty Inc.
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.