128 Elgin Street E, Oshawa, ON L1G 1T3
O'Neill, Oshawa · Near Mary & Adelaide · View map
About this home
Client Remarks***Legal Duplex***This Large 7 Plus 1 bedroom "CASH POSITIVE!" 2.5 Story Great income and a Great Investment! Main Floor Features Living Room, Kitchen & 2 Bedrooms, 2nd Floor Has 2 More Bedrooms And Living Space, 3rd Floor Has Family Room And Another Bedroom. Basement Apartment. Amenities near by: Costco, Shopping, Restaurants & Entertainment. Easy Access To Hwy 401 Straight Down Ritson
The home
- Type
- 2-storey detached home
- Style
- 2 1/2 Storey
- Square footage
- 2000-2500 sq ft
- Bedrooms
- 7
- Basement bedrooms
- 1
- Bathrooms
- 4
- Kitchens
- 4
- Rooms
- 10
- Basement
- Finished, Separate Entrance
- Lot size
- 29.4 x 134.9 ft
- Faces
- North
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Aluminum Siding
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Fireplace
- No
Garage & parking
- Driveway spaces
- 4
- Total parking
- 4
- Parking features
- Private
Taxes & other
- Property taxes
- $4,678/yr
- Tax year
- 2026
- Occupancy
- Tenant
- Possession
- Flexible
- Cross street
- Mary & Adelaide
- Neighbourhood
- O'Neill
More
- Price per sq ft
- ~$311 (at 2,250 sq ft)
- MLS® number
- E13854902
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The home and its surroundings
- Carpet Free
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
128 Elgin Street, Oshawa, ON L1G 1T3
O'Neill, Oshawa · Near Mary & Adelaide
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Listing history for 128 Elgin Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 128 Elgin Street E
Answers come straight from this home’s MLS® listing.
How much is 128 Elgin Street E listed for, and what would it cost each month?
128 Elgin Street E is listed for $699,000. With 20% down ($139,800), the mortgage payment would be roughly $2,820 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,209 a month, all in. That figure is an illustration, not a quote.
Is 128 Elgin Street E freehold or a condo, and is there a monthly fee?
128 Elgin Street E is a 2-storey detached home in O'Neill, Oshawa. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 128 Elgin Street E have?
128 Elgin Street E has 7 bedrooms, plus 1 more bedroom in the basement, and 4 bathrooms. The listing gives the style as 2 1/2 storey.
Does 128 Elgin Street E have a garage and parking?
The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.
Does 128 Elgin Street E have a finished basement?
The listing describes the basement as finished, separate entrance. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 128 Elgin Street E?
128 Elgin Street E is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 128 Elgin Street E, and what is the lot size?
The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 29.4 x 134.9 ft.
How is 128 Elgin Street E heated and cooled?
Heating is baseboard (electric). The listing does not show air conditioning.
What are the property taxes for 128 Elgin Street E?
Property taxes are $4,678 a year (2026), or about $390 a month.
Where is 128 Elgin Street E?
128 Elgin Street E is in the O'Neill community of Oshawa. The nearest main intersection is Mary & Adelaide. The postal code is L1G 1T3.
Is 128 Elgin Street E still for sale?
Yes. It is an active listing (MLS® E13854902). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 128 Elgin Street E asking?
Similar detached homes for sale nearby right now include 621 Masson Street at $799,900 (4 bed), 390 Mary Street N at $899,900 (4+2 bed) and 308 King Street E at $899,900 (4+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 128 Elgin Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 128 Elgin Street E?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near O'Neill, picked by style, size and price.
2-storey detached home$799,900621 Masson Street, Oshawa4 bed · 2 bath · O'NeillCourtesy of: RE/MAX Jazz INC.View home →
2-storey detached home$899,900390 Mary Street N, Oshawa4+2 bed · 3 bath · O'NeillCourtesy of: RE/MAX Jazz INC.View home →
2-storey detached home$899,900308 King Street E, Oshawa4+1 bed · 3 bath · O'NeillCourtesy of: EXP REALTYView home →Courtesy of: RE/MAX ULTIMATE REALTY INC.
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.