120 St Andrews Street, Cambridge, ON N1S 1M9
Cambridge · Near Gilholm Avenue · View map
About this home
Step into the charm and elegance of a bygone era with this majestic 2-storey brick century home, built circa 1913. Set on a generous lot with a detached double garage, this distinctive property offers a rare combination of historic character, spaciousness, and exciting potential.Inside, original architectural details create a truly special atmosphere, including beautiful oak floors, original wood trim, solid wood pillars in the welcoming front foyer, elegant French doors, and a striking wood staircase-all showcasing the craftsmanship of the era. The home was originally designed as a 4-bedroom residence and features a convenient walk-up attic offering additional space and future possibilities. A rear addition currently incorporates a 1-bedroom apartment, providing a flexible setup for extended family, guests, or potential rental use, subject to applicable approvals.Outside, the large lot and detached double garage provide valuable space rarely found with homes of this vintage.Whether you're looking to restore the home's original charm, reimagine the layout, or create a personalized residence with character and history, this property offers an exceptional canvas for your vision.A rare opportunity to own a piece of history and make it your own.
The home
- Type
- 2-storey detached home
- Style
- 2 1/2 Storey
- Square footage
- 1500-2000 sq ft
- Bedrooms
- 5
- Bathrooms
- 3
- Kitchens
- 2
- Rooms
- 11
- Basement
- Unfinished
- Lot size
- 78 x 125 ft
- Faces
- West
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Fireplace
- No
Garage & parking
- Garage
- Detached
- Garage spaces
- 2
- Driveway spaces
- 3
- Total parking
- 5
- Parking features
- Private Double
Taxes & other
- Property taxes
- $4,416/yr
- Tax year
- 2026
- Occupancy
- Tenant
- Possession
- 60/90/TBA
- Cross street
- Gilholm Avenue
More
- Price per sq ft
- ~$514 (at 1,750 sq ft)
- MLS® number
- X13860070
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The home and its surroundings
- Fenced Yard
- Park
- Public Transit
- School
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
120 St Andrews Street, Cambridge, ON N1S 1M9
Cambridge · Near Gilholm Avenue
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Listing history for 120 St Andrews Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 120 St Andrews Street
Answers come straight from this home’s MLS® listing.
How much is 120 St Andrews Street listed for, and what would it cost each month?
120 St Andrews Street is listed for $899,000. With 20% down ($179,800), the mortgage payment would be roughly $3,626 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,994 a month, all in. That figure is an illustration, not a quote.
Is 120 St Andrews Street freehold or a condo, and is there a monthly fee?
120 St Andrews Street is a 2-storey detached home in Cambridge. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 120 St Andrews Street have?
120 St Andrews Street has 5 bedrooms and 3 bathrooms. The listing gives the style as 2 1/2 storey.
Does 120 St Andrews Street have a garage and parking?
Yes. The listing shows the garage as detached, with room for 2 cars. The driveway adds 3 spaces. In total the listing counts 5 parking spaces.
Does 120 St Andrews Street have a finished basement?
The listing describes the basement as unfinished.
What style of home is 120 St Andrews Street?
120 St Andrews Street is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 120 St Andrews Street, and what is the lot size?
The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 78 x 125 ft.
How is 120 St Andrews Street heated and cooled?
Heating is forced air (gas). The listing does not show air conditioning.
What are the property taxes for 120 St Andrews Street?
Property taxes are $4,416 a year (2026), or about $368 a month.
Where is 120 St Andrews Street?
120 St Andrews Street is in Cambridge. The nearest main intersection is Gilholm Avenue. The postal code is N1S 1M9.
Is 120 St Andrews Street still for sale?
Yes. It is an active listing (MLS® X13860070). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 120 St Andrews Street asking?
Similar detached homes for sale nearby right now include 165 St Andrews Street W at $925,000 (5+2 bed), 227 Green Vista Drive at $895,000 (4 bed) and 28 Hurlbut Place at $949,999 (4+2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 120 St Andrews Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 120 St Andrews Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Cambridge, picked by style, size and price.
2-storey detached home$925,000165 St Andrews Street W, Cambridge5+2 bed · 4 bathCourtesy of: HOMELIFE SILVERCITY REALTY INC.View home →
2-storey detached home$895,000227 Green Vista Drive, Cambridge4 bed · 3 bathCourtesy of: Keller Williams Home Group RealtyView home →
2-storey detached home$949,99928 Hurlbut Place, Cambridge4+2 bed · 4 bathCourtesy of: EXP REALTYView home →Courtesy of: INTERNATIONAL REALTY FIRM, INC.
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.