12 Cosgrove Lane, Stirling-Rawdon, ON K0K 2M0
Rawdon Ward, Stirling-Rawdon · Near Harmony Lane / Cosgrove Lane · View map
About this home
Nestled on a picturesque 3.4-acre country parcel, this private retreat pairs tranquil rural living with 43 feet of owned waterfront on scenic Rylstone Lake. Embraced by mature trees and peaceful natural landscapes, the home captures serene views from nearly every window, all just 25 minutes north of Belleville. Embrace lake life across the seasons. 4 separate deeds and the one lot can be built on possibly more. Spend warm summer days boating, paddling, fishing, and swimming right from your shoreline, followed by quiet evenings unwinding on the deck or stargazing beside the campfire. In winter, lace up your skates and enjoy the quiet beauty of the frozen lake. Inside, the home delivers an inviting open-concept layout anchored by a classic woodstove that sets a cozy, welcoming tone for relaxing evenings or entertaining friends. Offering four bedrooms, the layout is designed for flexible family living. A walk-up basement with its own separate side entrance provides outstanding potential for an in-law suite, guest accommodations, or an expansive recreation space. Beyond your property line, outdoor adventure is right at your doorstep. Stroll to Callaghan's Rapids Conservation Area to explore its dramatic limestone riverbed, cascading waterfalls, and favorite swimming spots, or set out along the Crowe River and nearby Trans Canada Trail networks for miles of hiking, cycling, and ATVing. Local farm stands, equestrian stables, and country markets enrich the rural lifestyle, while the village of Marmora sits just minutes away for everyday essentials. A rare blend of usable acreage, owned waterfront access, and versatile living space, this is year-round country living at its finest. Free Rural Linx internet.
The home
- Type
- 2-storey detached home
- Style
- 2-Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 1
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 8
- Basement
- Full, Partially Finished, Walk-Up
- Lot size
- 153.3 x 108 ft
- Faces
- West
- View
- Panoramic, Trees/Woods
- Approximate age
- 51-99 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Smoke Detector
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Propane
- Heating type
- Forced Air
- Fireplace
- Yes
Garage & parking
- Garage
- Detached
- Garage spaces
- 1
- Driveway spaces
- 5
- Total parking
- 6
- Parking features
- Front Yard Parking
Taxes & other
- Property taxes
- $2,953/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- Harmony Lane / Cosgrove Lane
- Neighbourhood
- Rawdon Ward
More
- Price per sq ft
- ~$412 (at 1,300 sq ft)
- MLS® number
- X14104192
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The home and its surroundings
- In-Law Capability
- Primary Bedroom - Main Floor
- Storage
- Sump Pump
- Water Heater
- Lake/Pond
- School Bus Route
- Landscaped
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
12 Cosgrove Lane, Stirling-Rawdon, ON K0K 2M0
Rawdon Ward, Stirling-Rawdon · Near Harmony Lane / Cosgrove Lane
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Listing history for 12 Cosgrove Lane
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 12 Cosgrove Lane
Answers come straight from this home’s MLS® listing.
How much is 12 Cosgrove Lane listed for, and what would it cost each month?
12 Cosgrove Lane is listed for $535,000. With 20% down ($107,000), the mortgage payment would be roughly $2,158 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,404 a month, all in. That figure is an illustration, not a quote.
Is 12 Cosgrove Lane freehold or a condo, and is there a monthly fee?
12 Cosgrove Lane is a 2-storey detached home in Rawdon Ward, Stirling-Rawdon. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 12 Cosgrove Lane have?
12 Cosgrove Lane has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms.
Does 12 Cosgrove Lane have a garage and parking?
Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 5 spaces. In total the listing counts 6 parking spaces.
Does 12 Cosgrove Lane have a finished basement?
The listing describes the basement as full, partially finished, walk-up. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown.
What style of home is 12 Cosgrove Lane?
12 Cosgrove Lane is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.
How big is 12 Cosgrove Lane, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 153.3 x 108 ft.
How is 12 Cosgrove Lane heated and cooled?
Heating is forced air (propane). The listing does not show air conditioning.
What are the property taxes for 12 Cosgrove Lane?
Property taxes are $2,953 a year (2025), or about $246 a month.
Where is 12 Cosgrove Lane?
12 Cosgrove Lane is in the Rawdon Ward community of Stirling-Rawdon. The nearest main intersection is Harmony Lane / Cosgrove Lane. The postal code is K0K 2M0.
Is 12 Cosgrove Lane still for sale?
Yes. It is an active listing (MLS® X14104192). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 12 Cosgrove Lane asking?
Similar detached homes for sale nearby right now include 5097 Stirling-Marmora Road at $598,900 (3 bed), 36 Emma Street at $549,000 (3 bed) and 179 Edward Street at $559,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 12 Cosgrove Lane sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 12 Cosgrove Lane?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Rawdon Ward, picked by style, size and price.
2-storey detached home$598,9005097 Stirling-Marmora Road, Stirling-Rawdon3 bed · 3 bath · Rawdon WardCourtesy of: Royal Lepage ProAlliance RealtyView home →
2-storey detached home$549,00036 Emma Street, Stirling-Rawdon3 bed · 2 bath · Stirling WardCourtesy of: Royal LePage ProAlliance RealtyView home →
2-storey detached home$559,000179 Edward Street, Stirling-Rawdon3 bed · 2 bath · Stirling WardCourtesy of: Exit Realty GroupView home →Courtesy of: Royal LePage ProAlliance Realty
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.