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For saleMLS® X13063930

1097 Cheddar Road, Highlands East, ON K0L 1M0

Cardiff Ward, Highlands East · Near HWY 118/Cheddar Rd. · View map

$868,999
4+1Beds
3Baths
1500–2000Sq ft
2-storey detached homeType
10 totalParking
Finished with Walk-OutBasement
$3,808/yrTaxes
Call / Text Will
$868,999
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Parking for 10Comes with the home
Finished basementWith a walk-out
Lot 1310 x 789 ftThe land comes with the home
Garden viewFrom the listing

About this home

**Luxury Off-Grid Muskoka-Style Home on 17 Wooded Acres**This stunning, newly constructed (2023) "Luxury Muskoka Style House" offers complete off-grid living on 17 wooded acres. While currently off-grid by choice, the property is conveniently located just 250m from the power lines on Hwy 118, making grid connection a straight forward option.**Key Features:*** **Off-Grid Power System:** A state-of-the-art 30KW solar panel system with 40KW batteries, installed in 2023, is complemented by a 15KW inverter, producing up to 30KW during peak summertimes.* **Backup Generators:** The system includes a 22KW Generac propane generator with automatic switch and a 20KW Briggs & Stratton generator with remote operation.* **Superior Construction:** Built with no expense spared, the home features ICF foundation walls, spray foam insulation with batts on top, and expansive bay windows on the west side for abundant natural light.**Recent Upgrades:**The current owners have invested significantly in recent upgrades, including:* House addition (\$90k)* Front and rear decks (\$70k)* Finished walk-out basement (\$30k)* Solar system installation (over \$100k)* New Generac generator (\$14k)A final inspection document is available for your review.**Living Space:**This two-story home with cathedral ceilings offers 1840 sq.ft. above ground, plus a 932 sq.ft. finished walk-out basement, for a total of 2772 sq.ft. of finished living space.**Nature and Location:**Enjoy abundant wildlife, including deer, wild turkey, and moose, on this property adjacent to100 acres of Crown Land. Numerous lakes and beaches are just minutes away. Escape the stresses of city life and reconnect with nature in this beautiful setting, with all essential amenities nearby:* 20 minutes to Bancroft (hospitals, shopping)* 15 minutes to Wilberforce (elementary school).

The home

Type
2-storey detached home
Style
2-Storey
Square footage
1500-2000 sq ft
Bedrooms
4
Basement bedrooms
1
Bathrooms
3
Kitchens
1
Rooms
7
Basement
Finished with Walk-Out
Lot size
1310 x 789 ft
Faces
North
View
Forest, Garden, Hills, Trees/Woods
Approximate age
0-5 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Alarm System, Carbon Monoxide Detectors, Smoke Detector
Exterior
Vinyl Siding

Heating & cooling

Heating fuel
Propane
Heating type
Forced Air
Fireplace
No

Garage & parking

Driveway spaces
10
Total parking
10
Parking features
Available, Front Yard Parking

Taxes & other

Property taxes
$3,808/yr
Tax year
2026
Occupancy
Owner
Possession
FLEXIBLE
Cross street
HWY 118/Cheddar Rd.
Neighbourhood
Cardiff Ward

More

Price per sq ft
~$497 (at 1,750 sq ft)
MLS® number
X13063930

The home and its surroundings

  • Air Exchanger
  • Carpet Free
  • Generator - Full
  • Guest Accommodations
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Solar Owned
  • Storage Area Lockers
  • Sump Pump
  • Upgraded Insulation
  • Ventilation System
  • Water Heater
  • Water Purifier
  • Greenbelt/Conservation
  • Part Cleared
  • Ravine
  • Rolling
  • School Bus Route
  • Sloping
  • Deck
  • Lighting
  • Privacy
  • Year Round Living
Want to know something that isn’t listed?
Estimated monthly cost$3,823per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    1097 Cheddar Road, Highlands East, ON K0L 1M0

    Cardiff Ward, Highlands East · Near HWY 118/Cheddar Rd.

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    Sold history

    Listing history for 1097 Cheddar Road

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 1097 Cheddar Road

    Answers come straight from this home’s MLS® listing.

    How much is 1097 Cheddar Road listed for, and what would it cost each month?

    1097 Cheddar Road is listed for $868,999. With 20% down ($173,800), the mortgage payment would be roughly $3,505 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,823 a month, all in. That figure is an illustration, not a quote.

    Is 1097 Cheddar Road freehold or a condo, and is there a monthly fee?

    1097 Cheddar Road is a 2-storey detached home in Cardiff Ward, Highlands East. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 1097 Cheddar Road have?

    1097 Cheddar Road has 4 bedrooms, plus 1 more bedroom in the basement, and 3 bathrooms.

    Does 1097 Cheddar Road have a garage and parking?

    The listing does not show a garage. The driveway adds 10 spaces. In total the listing counts 10 parking spaces.

    Does 1097 Cheddar Road have a finished basement?

    The listing describes the basement as finished with walk-out. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 1097 Cheddar Road?

    1097 Cheddar Road is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.

    How big is 1097 Cheddar Road, and what is the lot size?

    The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 1310 x 789 ft.

    How is 1097 Cheddar Road heated and cooled?

    Heating is forced air (propane). The listing does not show air conditioning.

    What are the property taxes for 1097 Cheddar Road?

    Property taxes are $3,808 a year (2026), or about $317 a month.

    Where is 1097 Cheddar Road?

    1097 Cheddar Road is in the Cardiff Ward community of Highlands East. The nearest main intersection is HWY 118/Cheddar Rd.. The postal code is K0L 1M0.

    Is 1097 Cheddar Road still for sale?

    Yes. It is an active listing (MLS® X13063930). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 1097 Cheddar Road asking?

    Similar detached homes for sale nearby right now include 1407 Spooks Bay Lane at $789,000 (3 bed), 1508 Fortesque Lake Road at $849,900 (3 bed) and 1211 Balmoral Lane at $899,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 1097 Cheddar Road sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 1097 Cheddar Road?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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