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For saleMLS® X14114792

109 Cobourg Street, Stratford, ON N5A 3E7

Stratford · Near Cobourg & Nile · View map

$1,350,000
3Beds
2Baths
2000–2500Sq ft
1½-storey detached homeType
Detached · 1 spaceGarage
3 totalParking
Exposed Rock, Full, UnfinishedBasement
$8,125/yrTaxes
Call / Text Will
$1,350,000
FreeholdNo monthly condo fee
Detached garage3 parking spaces in total
Fenced yardYour own outdoor space
Lot 76.5 x 105 ftThe land comes with the home
Central airCool all summer
FireplaceCozy winters

About this home

Timeless Heritage. Exceptional Design.This captivating historic Ontario cottage blends coveted architectural details with thoughtful modern updates. Centrally located, 109 Cobourg Street is an impeccable home that welcomes you with soaring ceilings, beautiful landscaping, and a warm, inviting atmosphere. A custom-designed kitchen brings style and functionality to the heart of the home, while a "Town and Country" fireplace and custom heritage inspired mantle create a striking focal point, adding warmth and understated elegance. Rare, fully reimagined, and recreated second story loft-styled bedroom with five piece bathroom and cozy third bedroom. Traditional features complement these modern enhancements, creating a seamless balance between the home's heritage and contemporary living. Outside, utilize the detached, heated, and electrified garage for parking, art studio, or home gym. Beautifully landscaped grounds enhance the property's curb appeal and create a private setting for relaxation and everyday enjoyment. Whether you're reading beneath the trees, entertaining friends, or enjoying a quiet evening outdoors, the gardens and rear deck offer a peaceful extension of the home's living space. Thoughtfully maintained greenery and inviting outdoor areas provide a tranquil retreat in the heart of a convenient central location. A distinctive home that honours its past while embracing modern comforts, this is a rare opportunity to enjoy the enduring appeal of a historic Ontario cottage with a lifestyle designed for both connection and relaxation.

The home

Type
1½-storey detached home
Style
1 1/2 Storey
Square footage
2000-2500 sq ft
Bedrooms
3
Bathrooms
2
Kitchens
1
Rooms
14
Basement
Exposed Rock, Full, Unfinished
Lot size
76.5 x 105 ft
Faces
South
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Detached
Garage spaces
1
Driveway spaces
2
Total parking
3
Parking features
Private Double

Taxes & other

Property taxes
$8,125/yr
Tax year
2026
Occupancy
Owner
Possession
60-89 days
Cross street
Cobourg & Nile
Neighbourhood
Stratford

More

Price per sq ft
~$600 (at 2,250 sq ft)
MLS® number
X14114792

The home and its surroundings

  • Water Heater
  • Water Softener
  • Arts Centre
  • Fenced Yard
  • Park
  • Library
  • Hospital
  • Deck
  • Porch
  • Landscaped
Want to know something that isn’t listed?
Estimated monthly cost$6,123per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    109 Cobourg Street, Stratford, ON N5A 3E7

    Stratford · Near Cobourg & Nile

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    Sold history

    Listing history for 109 Cobourg Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 109 Cobourg Street

    Answers come straight from this home’s MLS® listing.

    How much is 109 Cobourg Street listed for, and what would it cost each month?

    109 Cobourg Street is listed for $1,350,000. With 20% down ($270,000), the mortgage payment would be roughly $5,446 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $6,123 a month, all in. That figure is an illustration, not a quote.

    Is 109 Cobourg Street freehold or a condo, and is there a monthly fee?

    109 Cobourg Street is a 1½-storey detached home in Stratford. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 109 Cobourg Street have?

    109 Cobourg Street has 3 bedrooms and 2 bathrooms. The listing gives the style as 1 1/2 storey.

    Does 109 Cobourg Street have a garage and parking?

    Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 2 spaces. In total the listing counts 3 parking spaces.

    Does 109 Cobourg Street have a finished basement?

    The listing describes the basement as exposed rock, full, unfinished.

    What style of home is 109 Cobourg Street?

    109 Cobourg Street is a 1½-storey detached home. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.

    How big is 109 Cobourg Street, and what is the lot size?

    The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 76.5 x 105 ft.

    How is 109 Cobourg Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 109 Cobourg Street?

    Property taxes are $8,125 a year (2026), or about $677 a month.

    Where is 109 Cobourg Street?

    109 Cobourg Street is in Stratford. The nearest main intersection is Cobourg & Nile. The postal code is N5A 3E7.

    Is 109 Cobourg Street still for sale?

    Yes. It is an active listing (MLS® X14114792). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 109 Cobourg Street asking?

    Similar detached homes for sale nearby right now include 235 William Street at $1,150,000 (3 bed), 3207 VIVIAN LINE 37 at $1,129,900 (3+1 bed) and 88 Norman Street at $1,099,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 109 Cobourg Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 109 Cobourg Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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