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For saleMLS® X13821104

1089 Lutes Lane, Algonquin Highlands, ON P0A 1E0

McClintock, Algonquin Highlands · Near McClintock Road and Wes Clarke Trail · View map

$2,995,000
4Beds
2Baths
2000–2500Sq ft
2-storey detached homeType
Attached · 1 spaceGarage
6 totalParking
Unfinished, Separate EntranceBasement
$8,379/yrTaxes
Call / Text Will
$2,995,000
Separate entranceRoom for an in-law or income suite
FreeholdNo monthly condo fee
Attached garage6 parking spaces in total
Lot 1025 x 375 ftThe land comes with the home
WaterfrontOn the water
FireplaceCozy winters

About this home

Welcome to one of the nicest properties on Kawagama Lake! EXTREMELY PRIVATE, Algonquin-esque POINT-OF-LAND with 1,025 feet of rocky/sandy shoreline, 2.4 acres of mature forested land with multiple sun exposures (i.e. south, east and north), where sunsets can be enjoyed on the north side of the point or take in sunrises on east/SE side of the point. This unparalleled, level property is located beside CROWN LAND which provides extra privacy "at no cost"! There's a well-built, fully insulated/WINTERIZED, spacious, two-storey cottage/home. The main dwelling (~2,268 sq ft) has 4-bedrooms and 2 bathrooms (including roughed-in bathroom plumbing in basement). It was built in 1985 and has an ENORMOUS/complete wrap-a-round sundeck/covered porch with Dura decking and an aluminum railing. There's a massive, granite rock fireplace in the living area and an old Elmira cook stove in its country-style kitchen, 200 yr-old hand-scribed (barn) square timber ceiling beams, pine accents, hickory hardwood flooring and much more! HIGH SPEED INTERNET is on site. 297' drilled well with a buried heat line. Approved septic system (1985). Owner pumped out septic tank in 2023. Guest cabin by the shoreline edge is nostalgically quaint with a 1950's vibe, electricity & running water and in great condition. The other cabin (1940's) is in rough shape (i.e. realistically a "teardown"), but its footprint by the lake's edge is valuable. All dwellings are fully furnished together w/appliances. This property is idyllic for wading & swimming, in either shallow or deep waters on sand or rock. Shoreline Road Allowance (SRA) is owned. Two surveys are available. Long winding, private treed driveway. Access to many trails on crown land nearby for snowmobiling, ATVing, hiking, cycling, snowshoeing and much more. Kawagama Lake (i.e. the largest in Haliburton) is excellent for trout & bass fishing. Conveniently located within 3 hrs of the Toronto area. Check out this special property that boasts so much privacy!

The home

Type
2-storey detached home
Style
2-Storey
Square footage
2000-2500 sq ft
Bedrooms
4
Bathrooms
2
Kitchens
1
Rooms
13
Basement
Unfinished, Separate Entrance
Lot size
1025 x 375 ft
Faces
South
View
Forest, Hills, Lake, Panoramic, Trees/Woods

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Alarm System
Exterior
Stone, Vinyl Siding

Heating & cooling

Heating fuel
Electric
Heating type
Baseboard
Fireplace
Yes

Garage & parking

Garage
Attached
Garage spaces
1
Driveway spaces
6
Total parking
6
Parking features
Front Yard Parking, Private

Taxes & other

Property taxes
$8,379/yr
Tax year
2026
Occupancy
Owner
Possession
Flexible
Cross street
McClintock Road and Wes Clarke Trail
Neighbourhood
McClintock

More

Price per sq ft
~$1,331 (at 2,250 sq ft)
MLS® number
X13821104

The home and its surroundings

  • Water Heater Owned
  • Level
  • Sloping
  • Waterfront
  • Wooded/Treed
  • Deck
  • Fishing
  • Privacy
  • Porch
  • Private Pond
Want to know something that isn’t listed?
Estimated monthly cost$12,779per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    1089 Lutes Lane, Algonquin Highlands, ON P0A 1E0

    McClintock, Algonquin Highlands · Near McClintock Road and Wes Clarke Trail

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    Sold history

    Listing history for 1089 Lutes Lane

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 1089 Lutes Lane

    Answers come straight from this home’s MLS® listing.

    How much is 1089 Lutes Lane listed for, and what would it cost each month?

    1089 Lutes Lane is listed for $2,995,000. With 20% down ($599,000), the mortgage payment would be roughly $12,081 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $12,779 a month, all in. That figure is an illustration, not a quote.

    Is 1089 Lutes Lane freehold or a condo, and is there a monthly fee?

    1089 Lutes Lane is a 2-storey detached home in McClintock, Algonquin Highlands. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 1089 Lutes Lane have?

    1089 Lutes Lane has 4 bedrooms and 2 bathrooms.

    Does 1089 Lutes Lane have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 6 spaces. In total the listing counts 6 parking spaces.

    Does 1089 Lutes Lane have a finished basement?

    The listing describes the basement as unfinished, separate entrance. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 1089 Lutes Lane?

    1089 Lutes Lane is a 2-storey detached home. A 2-storey detached house has its living space on the main floor and the bedrooms upstairs, on its own lot with no shared walls.

    How big is 1089 Lutes Lane, and what is the lot size?

    The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 1025 x 375 ft.

    How is 1089 Lutes Lane heated and cooled?

    Heating is baseboard (electric). The listing does not show air conditioning.

    What are the property taxes for 1089 Lutes Lane?

    Property taxes are $8,379 a year (2026), or about $698 a month.

    Where is 1089 Lutes Lane?

    1089 Lutes Lane is in the McClintock community of Algonquin Highlands. The nearest main intersection is McClintock Road and Wes Clarke Trail. The postal code is P0A 1E0.

    Is 1089 Lutes Lane still for sale?

    Yes. It is an active listing (MLS® X13821104). Listings here update from the board through the day and come down once a home sells.

    What are similar detached homes near 1089 Lutes Lane asking?

    Similar detached homes for sale nearby right now include 1043 Fortunes Trail at $2,299,900 (6 bed), 1326 Kawagama Lake Road at $2,399,900 (7 bed) and 1136 Severn Lane at $3,595,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 1089 Lutes Lane sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 1089 Lutes Lane?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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