108 James Street E, Cobourg, ON K9A 1H3
Cobourg · Near College St & James St E · View map
About this home
Sunny, Mid-Century Modern Well-Updated, All-Brick Bungalow. LOCATION, UPDATES, & POTENTIAL for a SECONDARY APT UNIT in LL. MANY large new windows & lovely natural sunlight streams into this home from all around. The Private, fenced backyard is framed by mature trees & established perennial gardens. Substantial interlock patios wrap the front, side & back of home for pleasant outdoor living. Cobourg's desired neighbourhood of Century & Vintage homes, old-growth trees & landscaped gardens. 5 Mins walk to the sparkling Lakefront, pretty Victoria Park, the Beach, Marina, Yacht Club, Boardwalk, Esplanade &Downtown Restaurants/Shops. 3+1BR 2Baths. 1 Level living w/ 1425 sq ft on the MN FL + a fully finished LL providing lots of living space for Family, Guest or a Separate Unit for Income! (LL has a R/In Kitchen,1 BR, Living Room, 3pce bath, Laundry room, Inter-wired Smoke Detectors, Fire-break Drywall already completed as a head start. Buyer to get final permits/approval w/ Town). An alluring home in a lovely setting. Rooms are back! FR DRs separate Living & Dining Rooms. A separate, bright Kitchen with natural stone quartzite counters, marble flooring, custom-built wood cabinetry. Original oak strip floors dramatically stained black on MN FL. A useful Laundry closet installed for ease on MN FL by ample-sized Kitchen w/ Lots of floor-to-ceiling cabinetry. Glass-Tiled Baths w/ Slate/Marble flr. A modern, clean LL space. Pot lights & newer luxury vinyl lam flring. Private Yard enjoys easy care perrenial gardens, Cherry trees, Hydrangeas, Wisteria, Roses, Honeysuckle, Clematis, Mint, Lily of the Valley fragrances. A Limewash stain treatment just completed over entire brick exterior adds curb appeal & a preserving, "brick-healthy" alternative to paint. Both Decks/Stairs just stained. Inside-Entry Single-Car Inset Garage. + 3-Outdoor surface parking spaces. **LL ROUGHED-IN KITCHEN is VIRTUALLY STAGED TO SHOW CABINETS, SINK, APPLS.** Zoned R3.
The home
- Type
- Detached bungalow
- Style
- Bungalow
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 1
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 3
- Basement
- Finished, Separate Entrance, Walk-Out, Walk-Up, Development Potential
- Lot size
- 40.5 x 128.1 ft
- Faces
- North
- View
- Garden
- Approximate age
- 51-99 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Brick Front
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Water
- Fireplace
- No
Garage & parking
- Garage
- Attached
- Garage spaces
- 1
- Driveway spaces
- 3
- Total parking
- 4
- Parking features
- Private
Taxes & other
- Property taxes
- $4,089/yr
- Tax year
- 2025
- Occupancy
- Vacant
- Possession
- Immediate
- Cross street
- College St & James St E
- Neighbourhood
- Cobourg
More
- Price per sq ft
- ~$568 (at 1,300 sq ft)
- MLS® number
- X13858126
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The home and its surroundings
- In-Law Suite
- Primary Bedroom - Main Floor
- Storage
- Upgraded Insulation
- Water Heater Owned
- Carpet Free
- Deck
- Landscaped
- Patio
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
108 James Street, Cobourg, ON K9A 1H3
Cobourg · Near College St & James St E
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Listing history for 108 James Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 108 James Street E
Answers come straight from this home’s MLS® listing.
How much is 108 James Street E listed for, and what would it cost each month?
108 James Street E is listed for $738,900. With 20% down ($147,780), the mortgage payment would be roughly $2,981 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,321 a month, all in. That figure is an illustration, not a quote.
Is 108 James Street E freehold or a condo, and is there a monthly fee?
108 James Street E is a detached bungalow in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 108 James Street E have?
108 James Street E has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms.
Does 108 James Street E have a garage and parking?
Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 3 spaces. In total the listing counts 4 parking spaces.
Does 108 James Street E have a finished basement?
The listing describes the basement as finished, separate entrance, walk-out, walk-up, development potential. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 108 James Street E?
108 James Street E is a detached bungalow. A detached bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 108 James Street E, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 40.5 x 128.1 ft.
How is 108 James Street E heated and cooled?
Heating is water (gas). The listing does not show air conditioning.
What are the property taxes for 108 James Street E?
Property taxes are $4,089 a year (2025), or about $341 a month.
Where is 108 James Street E?
108 James Street E is in Cobourg. The nearest main intersection is College St & James St E. The postal code is K9A 1H3.
Is 108 James Street E still for sale?
Yes. It is an active listing (MLS® X13858126). Listings here update from the board through the day and come down once a home sells.
What are similar detached homes near 108 James Street E asking?
Similar detached homes for sale nearby right now include 798 Greenly Drive at $799,900 (3+1 bed), 432 Duffy Street at $675,000 (3+2 bed) and 544 Maher Crescent at $645,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 108 James Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 108 James Street E?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar detached homes nearby
More detached homes for sale near Cobourg, picked by style, size and price.
Detached bungalow$799,900798 Greenly Drive, Cobourg3+1 bed · 3 bath · CobourgCourtesy of: HOUSESIGMA INC.View home →
Detached bungalow$675,000432 Duffy Street, Cobourg3+2 bed · 2 bath · CobourgCourtesy of: Royal Service Real Estate Inc.View home →
Detached bungalow$645,000544 Maher Crescent, Cobourg3+1 bed · 1 bath · CobourgCourtesy of: Royal LePage Frank Real EstateView home →Courtesy of: Century 21 United Realty Inc.
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.