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October 27, 2026

Ontario Detached Home Prices, October 2026: Sales, Payments and Affordability

Market Reports1 min readPublished October 27, 2026

Thinking about moving up to a detached house? This monthly report tracks what detached homes actually sold for across Ontario in October 2026, then translates the prices into what matters for a family budget: the monthly mortgage payment, how much of the market sits under $1 million, what each extra bedroom costs, and where buyers still have room to negotiate. It updates through the month as sales are reported.

So far in October 2026, 5,885 detached homes have sold across Ontario (sales reported through 2026-10-27). The median sale price was $749,900, which with 20% down means a mortgage payment of about $3,317 a month. The median is down 1.7% from the month before. Comparing the same regions a year apart, it is down 5.7% from October 2025.

$750KMedian detached sale
$3,317/moPayment at the median, 20% down
5,885Detached homes sold
96.9%Sale-to-list price
24 daysMedian days to sell

How many detached sales were within reach?

Read the last column as "this share of detached homes sold for this much or less". 72% of detached sales in Ontario this month were under $1 million, which is a better guide to what your budget can find than the median alone.

Sale priceSoldShareThis much or less
Under $500K1,21721%21%
$500K–$750K1,72829%50%
$750K–$1M1,28822%72%
$1M–$1.25M67211%83%
$1.25M–$1.5M3756%90%
$1.5M–$2M3306%95%
$2M+2755%100%

Sold prices by house style

A 2-storey sold for a median of $948,000, 54% more than a bungalow at $615,000. The quickest style to sell was the 3-storey, at a median of 16 days.

StyleSoldMedian priceSale-to-listDays
2-storey2,422$948K96.9%23
Bungalow1,923$615K96.9%26
1½ storey449$485K96.9%23
Raised bungalow421$658K97.1%28
Sidesplit215$702K97.2%24
Backsplit215$720K96.8%20
2½ storey90$1.06M96.9%22
3-storey51$1.6M96.4%16
Bungaloft39$1.03M97.0%30

What each extra bedroom cost

Stepping up a bedroom at the median: from 1 bedroom to 2 bedrooms: +$133K; from 2 bedrooms to 3 bedrooms: +$140K; from 3 bedrooms to 4+ bedrooms: +$367K.

BedroomsSoldMedian pricePayment, 20% down
1 bedroom90$418K$1,847
2 bedrooms975$550K$2,433
3 bedrooms2,875$690K$3,050
4+ bedrooms1,936$1.06M$4,672

Where detached homes sold closest to asking

Regions with at least 30 detached sales, ranked by how close the sale price came to the asking price. The higher the figure, the more competition buyers faced.

RegionSoldMedianSale-to-listOver asking
Thunder Bay118$400K101.1%58%
Cochrane59$285K99.5%36%
Waterloo169$748K98.7%34%
Durham330$825K97.8%19%
Ottawa347$784K97.7%10%
Algoma96$307K97.5%19%
Leeds and Grenville83$505K97.5%14%
Stormont, Dundas and Glengarry88$420K97.5%9%
Perth45$600K97.4%16%
Nipissing62$449K97.3%19%

Lowest median detached prices among busy regions: Cochrane ($285K), Algoma ($307K), Kenora ($385K), Thunder Bay ($400K), Renfrew ($419K).

City spotlight: the busiest detached markets

CitySoldMedianPayment, 20% downDays
Toronto561$1.23M$5,44117
Hamilton212$710K$3,14124
Brampton180$911K$4,02719
Mississauga156$1.15M$5,08521
Vaughan118$1.41M$6,21521
London South96$617K$2,72722
Thunder Bay92$405K$1,79115
Burlington87$1.21M$5,35219
Oakville86$1.51M$6,69021
Oshawa86$687K$3,03917
Markham82$1.35M$5,97221
Richmond Hill77$1.42M$6,28123

The GTA and the rest of Ontario

1,996 of the detached sales were in the GTA (Toronto, York, Peel, Durham and Halton), at a median of $1,126,000 and 96.9% of asking. The other 3,889 sales were spread across the rest of the province. A GTA detached home at the median carries a payment of about $4,981 a month with 20% down.

Thirteen months of detached sales

Oct 2025: 7,784 soldOctNov 2025: 5,939 soldNovDec 2025: 4,031 soldDecJan 2026: 3,644 soldJanFeb 2026: 4,450 soldFebMar 2026: 5,969 soldMarApr 2026: 7,430 soldAprMay 2026: 9,065 soldMayJun 2026: 9,290 soldJunJul 2026: 8,367 soldJulAug 2026: 7,014 soldAugSep 2026: 6,924 soldSepOct 2026: 5,847 soldOct
MonthSoldMedianDays
Oct 2026 (so far)5,847$750K24
Sep 20266,924$767K25
Aug 20267,014$755K27
Jul 20268,367$770K25
Jun 20269,290$797K20
May 20269,065$810K18
Apr 20267,430$810K19
Mar 20265,969$792K20
Feb 20264,450$788K22
Jan 20263,644$774K42
Dec 20254,031$777K35
Nov 20255,939$774K28
Oct 20257,784$795K25

Detached market questions

What is the median price of a detached home in Ontario in October 2026?

$749,900, across 5,885 detached sales reported so far.

What is the mortgage payment on a median-priced detached home?

About $3,317 a month with 20% down, a 25-year amortization and an illustrative 4.49% rate, before property tax and insurance.

How fast are detached homes selling in Ontario?

The median detached home that sold in October 2026 was on the market for 24 days and sold for 96.9% of its asking price.

Every figure is a total or median of detached homes reported sold on the MLS® System in Ontario in October 2026, from DetachedConnect's sold history. Individual sold prices are shown to signed-in members only. Payments and minimum down payments are estimates for comparison, not a mortgage offer.

Your next step

See today’s detached homes for sale in Ontario, check what a specific address sold for (free with a member account), or get an estimate of your own home’s value before you move up.

Ready to find your detached home?

Talk to a detached home specialist today. Honest answers, no pressure.

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